HomeCredit Cards6E Rewards XL – Indigo Kotak Bank Credit Card
6E Rewards XL – Indigo Kotak Bank Credit Card

Kotak Mahindra Bank

6E Rewards XL – Indigo Kotak Bank Credit Card

visaplatinumcredittravel

Annual Fee

₹1,500

Base Reward

2% points

Foreign Markup

3.5% on all foreign currency spends

4.5/5

Welcome Benefits

Complimentary flight ticket worth ₹3,000 and 6E add-ons worth ₹1,099

Product Highlights

  • Welcome benefits worth more than ₹10,000
  • Earn 6% 6E Rewards on your spends on goindigo.in
  • Discounted convenience fee on Indigo flights

Category Rewards

travel

6% 6E Rewards on Indigo bookings

6% 6E Rewards on Indigo bookings

dining

3% 6E Rewards on dining

3% 6E Rewards on dining

grocery

3% 6E Rewards on groceries

3% 6E Rewards on groceries

entertainment

3% 6E Rewards on entertainment

3% 6E Rewards on entertainment

other

2% 6E Rewards on other spends

2% 6E Rewards on other spends

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Indigo

Indigo

online

6% 6E Rewards

Rewards Details

Earn 6% 6E Rewards on Indigo bookings, 3% on dining, groceries, and entertainment, and 2% on other spends.

Reward Points — Redemption Value
  • 1 6E Reward = ₹1 against Indigo bookings

Benefits & Features

Domestic: 8 complimentary domestic lounge access every year International: N/A 8 complimentary domestic lounge access every year.

Pros & Cons

Pros

  • Complimentary flight ticket worth ₹3,000
  • 8 complimentary domestic lounge access every year
  • Up to 20% 6E Rewards on feature partners of Indigo

Cons

  • No complimentary international lounge access
  • No rewards on group, corporate, or agent bookings
  • No rewards on wallet reloads, rent, education, and government spends

Additional Info

Excluded Categories

fuelrent

Partner Merchants

Indigo

Fees & Charges

Annual Fee₹1,500
Joining Fee₹1,500 + GST
Foreign Markup3.5% on all foreign currency spends
Interest Rate3.50% per month (42% per annum)
Cash Advance2.5% on Advance Amount, Subject to a Minimum of ₹500
Redemption Fee₹99 on every redemption request

Eligibility

Networks

visa