Choose your ri8 card
American Express
6 cards
American Express Platinum Charge Card
1.3% American Express Membership Rewards Points
Annual Fee
₹66,000
≈ ₹77,880 w/ GST
Joining
₹66,000
Forex
3.5%
Waiver
—
American Express Membership Rewards Credit Card
1% American Express Membership Rewards Points
Annual Fee
₹4,500
≈ ₹5,310 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹1.5L spend
American Express Platinum Travel Credit Card
1% Amex Membership Rewards
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹5,000
Forex
3.5%
Waiver
—
American Express SmartEarn Credit Card
1% American Express Membership Rewards Points
Annual Fee
₹495
≈ ₹584 w/ GST
Joining
₹495
Forex
3.5%
Waiver
₹40K spend
American Express Gold Charge Card
1% American Express Membership Rewards Points
Annual Fee
₹4,500
≈ ₹5,310 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
—
American Express Platinum Reserve Credit Card
1% American Express Membership Rewards Points
Annual Fee
₹10,000
≈ ₹11,800 w/ GST
Joining
₹10,000
Forex
3.5%
Waiver
₹10L spend
AU Small Finance Bank
17 cards
AU Bank LIT Credit Card
0.25% AU Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.49%
Waiver
—
AU Altura Plus Credit Card
1.5% AU Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.49% on all foreign currency spends.
Waiver
₹80K spend
ixigo AU Credit Card
0.63% AU Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
0%
Waiver
—
AU Bank Xcite Credit Card
0.75% AU Reward Points
Annual Fee
₹249
≈ ₹294 w/ GST
Joining
₹249
Forex
3.49% of the total transaction amount
Waiver
₹1L spend
AU Bank Xcite Ace Credit Card
1% AU Cashback
Annual Fee
₹749
≈ ₹884 w/ GST
Joining
₹749
Forex
3.49% of the total amount
Waiver
₹2L spend
AU Xcite Ultra Credit Card
1% AU Reward Points
Annual Fee
₹749
≈ ₹884 w/ GST
Joining
₹749
Forex
3.49%
Waiver
₹2L spend
AU Spont Credit Card
1% AU Cashback
Annual Fee
₹299
≈ ₹353 w/ GST
Joining
₹299
Forex
3.5%
Waiver
—
AU Zenith+ Credit Card
1% AU Reward Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
0.99%
Waiver
₹8L spend
AU Altura Credit Card
1% AU Cashback
Annual Fee
₹199
≈ ₹235 w/ GST
Joining
₹199
Forex
3.49% on all international spends.
Waiver
₹40K spend
AU Nomo Credit Card
0.5% AU Reward Points
Annual Fee
FREE
Joining
₹199
Forex
0.99%
Waiver
No renewal charges from the second year onwards
AU CA Metal Credit Card
0.5% AU Reward Points
Annual Fee
FREE
Joining
FREE
Forex
1.99%
Waiver
—
AU Vetta Credit Card
0.5% AU Reward Points
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
2.99% of the transaction amount
Waiver
₹1.5L spend
AU Kosmo Credit Card
0.25% Kiwi Rewards
Annual Fee
FREE
Joining
FREE
Forex
3.49%
Waiver
—
AU Fi MagniFi Credit Card
0.5% Fi-Points
Annual Fee
FREE
Joining
FREE
Forex
3.49%
Waiver
—
AU Bank InstaPay Credit Card
1% AU Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.49%
Waiver
—
Aditya Birla AU Bank Credit Cards
0.25% AU Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
AU Bank Traverse Credit Card
0.5% AU Reward Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
0.99%
Waiver
₹6L spend
Axis Bank
37 cards
Axis Bank Neo Credit Card
0.5% Direct Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Flipkart Axis Bank Credit Card
1.5% Flipkart Cashback
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹3.5L spend
Axis My Zone Credit Card
0.4% Axis EDGE Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
—
IndianOil Axis Bank Credit Card
1% Axis EDGE Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
Renewal Fee Waived on Annual Spending of ₹3.5 Lakh
HORIZON Credit Card
2% Axis EDGE Miles
Annual Fee
₹3,000
≈ FREE w/ GST
Joining
₹3,000 + GST
Forex
3.5%
Waiver
—
IndianOil Axis Bank Premium Credit Card
0.67% Axis EDGE Miles
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹1L spend
Axis Bank Privilege Credit Card
1% Axis EDGE Reward Points
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
Waiver of Renewal Fee on Spends of ₹5 Lakh or More
Axis Bank Rewards Credit Card
1% Axis EDGE Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
Waived on ₹2 Lakhs annual spend
Axis Bank Cashback Credit Card
2% Direct Cashback
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
Spend ₹4,00,000 and above in an anniversary year to be eligible for annual fee waiver
IndiGo Axis Bank Credit Card
1% IndiGo BluChips
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
—
IndiGo Axis Bank Credit Card - Premium Variant
2% IndiGo BluChips
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹5,000
Forex
3.5%
Waiver
—
Axis Bank SuperMoney RuPay Credit Card
1% Direct Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Google Pay Flex Axis Bank Credit Card
0.2% Google Pay Flex Stars
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Waived on ₹1L annual spend
Axis Bank Olympus Credit Card
1% Axis EDGE Miles
Annual Fee
₹20,000
≈ ₹23,600 w/ GST
Joining
₹20,000
Forex
1.8% + GST (Effectively Costing 2.12%)
Waiver
—
Axis Bank Magnus Credit Card
1.2% Axis EDGE Reward Points
Annual Fee
₹30,000
≈ ₹35,400 w/ GST
Joining
₹30,000
Forex
2%
Waiver
Annual Fee Waiver on Spends of ₹25 Lakh
Axis Bank AURA Credit Card
0.2% Axis EDGE Reward Points
Annual Fee
₹749
≈ ₹884 w/ GST
Joining
₹749
Forex
3.5%
Waiver
—
Axis Bank Shoppers Stop Credit Card
1% First Citizen Points
Annual Fee
₹199
≈ ₹235 w/ GST
Joining
₹199
Forex
3.5%
Waiver
Waived on ₹1L annual spend
Samsung Axis Bank Signature Credit Card
1% Direct Cashback
Annual Fee
₹500
≈ FREE w/ GST
Joining
₹1,000 + GST
Forex
3.5%
Waiver
Waived on ₹2L annual spend
Samsung Axis Bank Infinite Credit Card
1% Axis EDGE Reward Points
Annual Fee
₹5,000
≈ FREE w/ GST
Joining
₹5,000 + GST
Forex
3.5% of the transaction amount
Waiver
Waived on ₹7L annual spend
SpiceJet Axis Bank Voyage Credit Card
1.5% SpiceClub Points
Annual Fee
₹750
≈ FREE w/ GST
Joining
₹750 + GST
Forex
3.5%
Waiver
—
SpiceJet Axis Voyage Black Credit Card
6% SpiceJet SpiceClub Points
Annual Fee
₹2,000
≈ ₹2,360 w/ GST
Joining
₹2,000
Forex
3.5%
Waiver
—
Axis Bank Pride Signature Credit Card
0.8% Axis EDGE Reward Points
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
Waived on exceeding spends of ₹40,000 in the preceding year
Axis Bank Pride Platinum Credit Card
0.4% Axis EDGE Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
Waiver on spending ₹20,000 or more in the preceding year
Axis Bank KWIK RuPay Credit Card
0.2% Axis EDGE Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Axis Bank Atlas Credit Card
4% Axis EDGE Miles
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹5,000
Forex
3.5%
Waiver
—
Axis Bank Freecharge Plus Credit Card
1% Freecharge Cashback
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
Waived on ₹50,000 annual spend
IKEA Family Credit Card
0.2% Axis EDGE Reward Points
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
—
Axis Bank Freecharge Credit Card
1% Freecharge Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Waived on ₹50,000 annual spend
Axis Bank Miles & More Credit Card
6% Lufthansa Miles & More Award Miles
Annual Fee
₹4,500
≈ FREE w/ GST
Joining
₹10,000 + GST
Forex
3.5%
Waiver
—
Flipkart Axis Bank Super Elite Credit Card
2% Flipkart SuperCoins
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
Waived on ₹2L annual spend
Axis My Zone Easy Credit Card
0.4% Direct Cashback
Annual Fee
₹500
≈ FREE w/ GST
Joining
₹500 + GST
Forex
3.5%
Waiver
—
Axis Bank Reserve Credit Card
1.5% Axis EDGE Reward Points
Annual Fee
₹50,000
≈ ₹59,000 w/ GST
Joining
₹50,000
Forex
1.5%
Waiver
₹35L spend
Axis Bank Burgundy Private Credit Card
1.5% Axis EDGE Reward Points
Annual Fee
₹50,000
≈ FREE w/ GST
Joining
₹50,000 + GST
Forex
Nil
Waiver
Nil for Burgundy Private Account Holders
Axis Bank Primus Credit Card
1% Axis EDGE Miles
Annual Fee
₹3,00,000
≈ ₹3,54,000 w/ GST
Joining
₹5,00,000
Forex
Nil
Waiver
—
Fibe Axis Bank RuPay Credit Card
1% Direct Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Airtel Axis Bank Credit Card
1% Direct Cashback
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹2L spend
Axis Bank SELECT Credit Card
1% Axis EDGE Reward Points
Annual Fee
₹3,000
≈ ₹3,540 w/ GST
Joining
₹3,000
Forex
3.5%
Waiver
₹8L spend
Bank of Baroda
15 cards
BOBCARD ETERNA Credit Card
0.75% BOBCARD Reward Points
Annual Fee
₹2,499
≈ ₹2,949 w/ GST
Joining
₹2,499
Forex
2%
Waiver
₹2.5L spend
BOBCARD Cashback Credit Card
1% Direct Cashback
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
—
BOBCARD Tiara Credit Card
0.75% BOBCARD Reward Points
Annual Fee
₹2,499
≈ FREE w/ GST
Joining
₹2,499 + GST
Forex
3.5%
Waiver
Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year
BOBCARD Easy Credit Card
0.2% BOBCARD Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹35K spend
IRCTC RuPay BOBCARD Credit Card
0.5% BOBCARD Reward Points
Annual Fee
₹350
≈ ₹413 w/ GST
Joining
₹500
Forex
3.5%
Waiver
—
ICAI Exclusive BOBCARD Credit Card
0.5% BOBCARD Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
HPCL Energie RuPay BOBCARD Credit Card
0.25% BOBCARD Reward Points
Annual Fee
₹499
≈ FREE w/ GST
Joining
₹499 + GST
Forex
3.5%
Waiver
₹50K spend
BOBCARD Etihad Guest Credit Card
0.4% Etihad Guest Miles
Annual Fee
₹2,500
≈ FREE w/ GST
Joining
₹2,500 + GST
Forex
1%
Waiver
Annual Fee Waiver on Spends of ₹3 Lakh or More
BOBCARD Select Credit Card
0.2% BOBCARD Reward Points
Annual Fee
FREE
Joining
Lifetime Free (Till 31st March 2026)
Forex
3.5%
Waiver
₹70K spend
SNAPDEAL BOBCARD Credit Card
1% BOBCARD Reward Points
Annual Fee
₹249
≈ FREE w/ GST
Joining
₹249 + GST
Forex
3.5%
Waiver
—
Indian Army YODDHA BOBCARD Credit Card
0.5% BOBCARD Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Indian Navy Varunah BOBCARD Credit Card
0.75% BOBCARD Reward Points
Annual Fee
₹2,499
≈ ₹2,949 w/ GST
Joining
₹2,499
Forex
3.5%
Waiver
₹1.5L spend
BOBCARD Sentinel Credit Card
0.5% BOBCARD Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
BOBCARD ICSI Diamond Credit Card
0.5% BOBCARD Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
CMA One BOBCARD Credit Card
0.25% BOBCARD Reward Points
Annual Fee
FREE
Joining
₹1
Forex
3.5%
Waiver
—
BOBCARD Limited
1 card
Canara Bank
16 cards
MasterCard World Credit Card
0.5% Canara Reward Points
Annual Fee
FREE
Joining
NIL
Forex
3.5%
Waiver
—
Canara Visa Signature Credit Card
0.5% Canara Reward Points
Annual Fee
FREE
Joining
NIL
Forex
3.5%
Waiver
—
Canara Mastercard Platinum Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara RuPay Select Secured Credit Card
0.5% Canara Reward Points
Annual Fee
FREE
Joining
—
Forex
3.5%
Waiver
—
Canara Visa Platinum Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara RuPay Platinum Secured Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
NIL
Forex
3.5%
Waiver
—
Canara Mastercard Gold Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara Rupay Platinum Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara RuPay Classic Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
N/A
Canara VISA Gold Secured Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
NIL
Forex
3.5%
Waiver
—
Canara Mastercard Gold Secured Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara VISA Gold Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara VISA Classic Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara MasterCard Standard Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
Canara VISA Corporate Credit Card
0.25% Canara Reward Points
Annual Fee
FREE
Joining
₹250
Forex
3.5%
Waiver
null
Canara Rupay Select Credit Card
0.5% Canara Reward Points
Annual Fee
FREE
Joining
NIL
Forex
3.5%
Waiver
—
City Union Bank
1 card
Federal Bank
6 cards
Federal Bank RuPay Signet Credit Card
0.25% Federal Bank Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Federal Bank Imperio Credit Card
0.25% Federal Bank Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Federal Bank Visa Celesta Credit Card
0.25% Federal Bank Reward Points
Annual Fee
FREE
Joining
Nil
Forex
2%
Waiver
—
Federal Bank RuPay Wave Credit Card
0.13% Federal Bank Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Scapia RuPay Credit Card
1% Scapia Coins
Annual Fee
FREE
Joining
FREE
Forex
0%
Waiver
—
Scapia Federal Credit Card
10% Scapia Coins
Annual Fee
FREE
Joining
FREE
Forex
0%
Waiver
—
Fintech
10 cards
IndusInd Bank Tiger Credit Card
1.2% Tiger Reward Points
Annual Fee
FREE
Joining
FREE
Forex
1.5%
Waiver
—
YES Bank POP CLUB Credit Card
10% POPcoins
Annual Fee
₹399
≈ ₹471 w/ GST
Joining
FREE
Forex
3.4%
Waiver
—
BOBCARD Uni GoldX Credit Card
1% Uni Gold Rewards
Annual Fee
FREE
Joining
FREE
Forex
—
Waiver
—
SBM ZET Credit Card
0.5% ZET Cashback
Annual Fee
FREE
Joining
FREE
Forex
2.49%
Waiver
—
Utkarsh Small Finance Bank superCard Credit Card
0.5% superCard Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Edge CSB Bank RuPay Credit Card
0.4% Jupiter Jewels
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5% on Each International Transaction
Waiver
—
Zagg Credit Card
0.5% Zagg Coins
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
slice UPI Credit Card
1% slice Instant Cashback
Annual Fee
FREE
Joining
FREE
Forex
0%
Waiver
—
Unity BharatPe RuPay Credit Card
2% Zillion Coins
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
CUB SalarySe Level UP Credit Card
1% SalarySe Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
1%
Waiver
Waived on annual spending of ₹2,00,000 or more
HDFC Bank
21 cards
Swiggy HDFC Bank Credit Card
1% HDFC CashPoints
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹2L spend
PhonePe HDFC Bank Uno Credit Card
1% HDFC Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1L spend
HDFC Bank Millennia Credit Card
1% HDFC CashPoints
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5% + GST
Waiver
₹1L spend
Tata Neu Infinity HDFC Bank Credit Card
1.5% Tata NeuCoins
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹3L spend
Tata Neu Plus HDFC Bank Credit Card
1% Tata NeuCoins
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1L spend
PhonePe HDFC Bank Ultimo Credit Card
1% HDFC Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹2L spend
HDFC Bank RuPay IRCTC Credit Card
1% HDFC Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
Waived on ₹1.5L annual spend
Shoppers Stop Black Credit Card
1% cashback
Annual Fee
₹1,000
Joining
₹1,000 + GST
Forex
3.5% + GST
Waiver
Waived on ₹1L annual spend
HDFC MoneyBack Plus Credit Card
0.33% HDFC CashPoints
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹50K spend
Marriott Bonvoy HDFC Bank Credit Card
1.3% Marriott Bonvoy Points
Annual Fee
₹3,000
≈ ₹3,540 w/ GST
Joining
₹3,000
Forex
3.5%
Waiver
—
HDFC Infinia Metal Edition
1.7% HDFC Reward Points
Annual Fee
₹10,000
≈ FREE w/ GST
Joining
₹10,000 + GST
Forex
2%
Waiver
Waived on ₹10L annual spend
HDFC Bank Diners Club Privilege Credit Card
1.7% HDFC Reward Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹3L spend
Shoppers Stop Black HDFC Bank Credit Card
7% First Citizen Points
Annual Fee
₹4,500
≈ ₹5,310 w/ GST
Joining
₹4,500
Forex
3.5% + GST
Waiver
—
IndianOil HDFC Bank Credit Card
0.64% Fuel Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
Waived on ₹20,000 spend in first 90 days
HDFC Bank Freedom Credit Card
0.67% HDFC CashPoints
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5% on the conversion amount (plus applicable taxes)
Waiver
₹50K spend
Diners Club Black Metal Edition Credit Card
2.2% HDFC Reward Points
Annual Fee
₹10,000
≈ ₹11,800 w/ GST
Joining
₹10,000
Forex
2%
Waiver
₹8L spend
HDFC Bank UPI RuPay Credit Card
0.25% HDFC CashPoints
Annual Fee
₹99
≈ FREE w/ GST
Joining
₹99 + GST
Forex
3.5% of the transaction amount
Waiver
Waived on ₹25,000 annual spend
HDFC Bank Diners Club Black Credit Card
2.2% HDFC Reward Points
Annual Fee
₹10,000
≈ ₹11,800 w/ GST
Joining
₹10,000
Forex
2%
Waiver
₹8L spend
HDFC Bank Pixel Go Credit Card
1% HDFC CashPoints
Annual Fee
₹250
≈ ₹295 w/ GST
Joining
₹250
Forex
3.5%
Waiver
₹50K spend
HDFC Bank Pixel Play Credit Card
1% HDFC CashPoints
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Get the joining fee waived by spending ₹20,000 within 90 days of card issuance.
HDFC Bank Regalia Gold Credit Card
1.6% HDFC Reward Points
Annual Fee
₹2,500
≈ ₹2,950 w/ GST
Joining
₹2,500
Forex
2%
Waiver
₹4L spend
HSBC
8 cards
HSBC RuPay Cashback Credit Card
1% Direct Cashback
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
0%
Waiver
₹2L spend
HSBC TravelOne Credit Card
0.5% HSBC Reward Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
3.5%
Waiver
₹8L spend
HSBC Live+ Credit Card
1.5% Direct Cashback
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹2L spend
HSBC RuPay Platinum Credit Card
0.33% HSBC Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
HSBC Visa Platinum Credit Card
0.33% HSBC Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
HSBC Taj Credit Card
1% HSBC Reward Points
Annual Fee
₹1,10,000
≈ ₹1,29,800 w/ GST
Joining
₹1,10,000
Forex
Zero
Waiver
—
HSBC Smart Value Credit Card
0.25% HSBC Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5% on all foreign currency transactions
Waiver
Lifetime free
HSBC Premier Credit Card
0.75% HSBC Reward Points
Annual Fee
₹20,000
≈ ₹23,600 w/ GST
Joining
₹12,000
Forex
0.99%
Waiver
Waived on meeting HSBC Premier eligibility criteria
ICICI Bank
29 cards
Amazon Pay ICICI Bank Credit Card
1% Amazon Pay Balance
Annual Fee
FREE
Joining
FREE
Forex
1.99%
Waiver
—
MakeMyTrip ICICI Bank Credit Card
1% MMT myCash
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
0.99%
Waiver
₹3L spend
ICICI Bank Coral Credit Card
0.5% ICICI Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.5L spend
ICICI HPCL Super Saver Credit Card
0.5% ICICI Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.5L spend
Adani One ICICI Bank Signature Credit Card
1.5% Adani OneApp Rewards
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹5,000
Forex
3.5%
Waiver
₹6L spend
ICICI Bank Emeralde Private Metal Credit Card
3% ICICI Reward Points
Annual Fee
₹12,499
≈ ₹14,749 w/ GST
Joining
₹12,499
Forex
2%
Waiver
Waived on spending ₹10 Lakhs or above in the card anniversary year
ICICI Bank Rubyx Credit Card
0.5% ICICI Reward Points
Annual Fee
₹2,000
≈ ₹2,360 w/ GST
Joining
₹3,000
Forex
3.5%
Waiver
₹3L spend
ICICI Bank Sapphiro Credit Card
0.5% ICICI Reward Points
Annual Fee
₹3,500
≈ ₹4,130 w/ GST
Joining
₹6,500
Forex
3.5%
Waiver
₹6L spend
Adani One ICICI Bank Platinum Credit Card
1% Adani OneApp Rewards
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹3L spend
ICICI Bank Platinum Chip Credit Card
0.5% ICICI Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
ICICI Bank HPCL Coral Credit Card
0.5% ICICI Reward Points
Annual Fee
₹199
≈ ₹235 w/ GST
Joining
₹199
Forex
3.5%
Waiver
₹50K spend
ICICI Bank Emeralde Credit Card
1% ICICI Reward Points
Annual Fee
₹12,000
≈ ₹14,160 w/ GST
Joining
₹12,000
Forex
2%
Waiver
₹10L spend
ICICI Bank Parakram Select Credit Card
0.5% ICICI Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
ICICI Bank Diamant Credit Card
0.75% ICICI Reward Points
Annual Fee
₹10,000
≈ ₹11,800 w/ GST
Joining
₹1,25,000
Forex
3.5%
Waiver
₹25L spend
ICICI Bank Expressions Credit Card
0.75% ICICI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1.5L spend
ICICI Bank Parakram Credit Card
0.25% ICICI Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
ICICI Bank Mine Credit Card
1% MineCash
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Spend-based waiver on monthly spending of ₹10,000 with the Pro Plan and ₹20,000 with the Premium Plan
ICICI Bank Ferrari Signature Credit Card
0.5% ICICI Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹3,999
Forex
3.5%
Waiver
₹2.5L spend
Chennai Super Kings ICICI Bank Credit Card
0.5% ICICI Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.5L spend
Accelero ICICI Bank Credit Card
0.5% ICICI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1.3L spend
ICICI Bank HPCL Platinum Credit Card
0.5% PAYBACK Reward Points
Annual Fee
₹199
≈ ₹235 w/ GST
Joining
₹199
Forex
3.5%
Waiver
₹50K spend
InterMiles ICICI Bank Rubyx Credit Card
1.2% InterMiles
Annual Fee
₹2,500
≈ ₹2,950 w/ GST
Joining
₹2,500
Forex
3.5%
Waiver
Waived for InterMiles Platinum Tier members
InterMiles ICICI Bank Coral Credit Card
0.8% InterMiles
Annual Fee
₹599
≈ ₹707 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.5L spend
InterMiles ICICI Bank Sapphiro Credit Card
1.6% InterMiles
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹5,000
Forex
3.5%
Waiver
—
ICICI Bank VISA Signature Credit Card
0.8% Hand-picked Rewards
Annual Fee
₹2,000
≈ ₹2,360 w/ GST
Joining
₹25,000
Forex
3.5%
Waiver
—
ICICI Bank Carbon Credit Card
0.5% PAYBACK Reward Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
—
ICICI Bank British Airways Classic Credit Card
0.6% Avios
Annual Fee
₹3,500
≈ ₹4,130 w/ GST
Joining
FREE
Forex
3.5%
Waiver
—
ICICI Bank Manchester United Platinum Credit Card
0.5% ICICI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1.3L spend
ICICI Manchester United Signature Credit Card
0.5% ICICI Reward Points
Annual Fee
₹2,499
≈ ₹2,949 w/ GST
Joining
₹2,499
Forex
3.5%
Waiver
₹2.5L spend
IDBI Bank
5 cards
IDBI Bank Imperium Platinum Credit Card
0.5% Delight Reward Points
Annual Fee
₹499
≈ FREE w/ GST
Joining
Nil
Forex
3.5%
Waiver
Renewal fee waiver on spends of Rs. 75,000 in a year
IDBI Winnings RuPay Select Credit Card
0.5% Delight Reward Points
Annual Fee
₹899
≈ FREE w/ GST
Joining
NIL
Forex
3.5%
Waiver
Renewal fee waived on spending ₹90,000 in the previous year
IDBI Aspire Platinum Credit Card
0.5% Delight Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
IDBI Bank Royale Signature Credit Card
0.75% Delight Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
IDBI Euphoria World Credit Card
0.75% Delight Reward Points
Annual Fee
₹1,499
≈ FREE w/ GST
Joining
Nil
Forex
3.5%
Waiver
Waived on ₹1.5L annual spend
IDFC FIRST Bank
17 cards
IDFC First Millennia Credit Card
0.75% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
IDFC FIRST SWYP Credit Card
2.5% IDFC FIRST Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
—
HPCL IDFC FIRST Power+ Credit Card
0.5% IDFC FIRST Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹50K spend
Club Vistara IDFC FIRST Bank Credit Card
0.8% CV Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
1.49%
Waiver
—
IDFC FIRST Bank Classic Credit Card
0.38% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
IDFC FIRST Bank Select Credit Card
0.75% IDFC FIRST Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
1.99%
Waiver
₹10L spend
IDFC FIRST Bank Wealth Credit Card
0.75% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
1.5%
Waiver
—
IDFC FIRST Bank Wow Credit Card
0.13% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
0%
Waiver
—
Business Max Credit Card
0.13% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
1.5%
Waiver
—
Business Multiplier Credit Card
0.38% IDFC FIRST Reward Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
0%
Waiver
₹5L spend
Hello Cashback Credit Card
1% IDFC FIRST Cashback
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹2L spend
Gaj Credit Card
0.83% IDFC FIRST Reward Points
Annual Fee
₹12,500
≈ ₹14,750 w/ GST
Joining
₹12,500
Forex
0%
Waiver
₹10L spend
Diamond Reserve Credit Card
0.5% IDFC FIRST Reward Points
Annual Fee
₹3,000
≈ ₹3,540 w/ GST
Joining
₹3,000
Forex
0%
Waiver
₹6L spend
FIRST Private Credit Card
2.5% IDFC FIRST Reward Points
Annual Fee
₹50,000
≈ ₹59,000 w/ GST
Joining
₹50,000
Forex
0%
Waiver
—
IndiGo IDFC FIRST Dual Credit Card
1% IndiGo BluChips
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
1.49%
Waiver
—
FIRST Corporate Credit Card - Lifetime Free Commercial Card
0.17% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
FIRST Purchases Credit Card
0.17% IDFC FIRST Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Waived on ₹1L annual spend
IndusInd Bank
28 cards
IndusInd Platinum Aura Edge Credit Card
0.5% IndusInd Aura Edge Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
EazyDiner IndusInd Bank Credit Card
1% IndusInd Reward Points + EazyPoints
Annual Fee
₹1,999
≈ ₹2,359 w/ GST
Joining
₹1,999
Forex
3.5%
Waiver
—
IndusInd Legend Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
₹9,999
Forex
1.8%
Waiver
—
EazyDiner IndusInd Bank Platinum Credit Card
1% IndusInd Reward Points + EazyPoints
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
IndusInd Bank Jio-bp Mobility+ Credit Card
0.25% Smiles
Annual Fee
FREE
Joining
₹499
Forex
3.5%
Waiver
₹10K spend
IndusInd Bank Platinum RuPay Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
IndusInd Bank Avios Visa Infinite Credit Card
1% Avios
Annual Fee
₹5,000
≈ FREE w/ GST
Joining
₹10,000 + GST
Forex
1.5%
Waiver
—
IndusInd Bank Pinnacle World Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
₹14,999
Forex
1.8%
Waiver
—
CRED IndusInd Bank RuPay Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
IndusInd Bank Samman RuPay Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Waived on ₹75,000 annual spend
IndusInd Bank Crest Credit Card
2.5% IndusInd Reward Points
Annual Fee
₹10,000
≈ ₹11,800 w/ GST
Joining
₹75,000
Forex
1.8%
Waiver
₹10L spend
IndusInd Bank Pioneer Heritage Credit Card
1% IndusInd Reward Points
Annual Fee
₹25,000
≈ FREE w/ GST
Joining
₹100,000 + GST
Forex
1.8%
Waiver
Waiver of Annual Charges on Spends of ₹10 Lakh
IndusInd Bank ePay Amex Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
Nil
Forex
3.5%
Waiver
—
IndusInd Bank Platinum Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
IndusInd Nexxt Credit Card
0.33% IndusInd Reward Points
Annual Fee
FREE
Joining
₹10,000 + GST
Forex
3.5%
Waiver
—
IndusInd Bank Celesta Credit Card
1% IndusInd Celesta Reward Points
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹25,000
Forex
3.5%
Waiver
₹10L spend
IndusInd Bank Indulge Credit Card
1.5% IndusInd Reward Points
Annual Fee
FREE
Joining
₹75,000
Forex
1.8%
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh Each Year
IndusInd Bank Duo Plus Credit Card
0.33% IndusInd Reward Points
Annual Fee
₹799
≈ ₹943 w/ GST
Joining
₹3,000
Forex
3.5%
Waiver
—
IndusInd Bank Pioneer Legacy Credit Card
1% IndusInd Pioneer Reward Points
Annual Fee
FREE
Joining
₹50,000 + GST
Forex
1.8%
Waiver
—
IndusInd Bank PIONEER Private Credit Card
1% IndusInd PIONEER Private Reward Points
Annual Fee
₹25,000
≈ ₹29,500 w/ GST
Joining
FREE
Forex
0%
Waiver
₹10L spend
Indus Solitaire Credit Card
0.5% IndusInd Reward Points
Annual Fee
FREE
Joining
₹30,000
Forex
1.8%
Waiver
Annual Fee Waiver on Spends of ₹10 Lakh in a Card Anniversary Year
Club Vistara IndusInd Bank Explorer Credit Card
4% Club Vistara Points
Annual Fee
FREE
Joining
₹40,000
Forex
0%
Waiver
—
IndusInd Intermiles Voyage Visa Credit Card
2% InterMiles
Annual Fee
₹2,000
≈ ₹2,360 w/ GST
Joining
₹2,000
Forex
3.5%
Waiver
—
IndusInd Bank Platinum Select Credit Card
0.27% IndusInd Reward Points
Annual Fee
FREE
Joining
₹999 + GST
Forex
3.5%
Waiver
Nil
IndusInd Bank Iconia Amex Credit Card
1.5% IndusInd Reward Points
Annual Fee
FREE
Joining
₹3,500 + GST
Forex
3.5%
Waiver
—
IndusInd Bank Iconia Visa Credit Card
0.75% IndusInd Reward Points
Annual Fee
FREE
Joining
₹3,499 + GST
Forex
3.5%
Waiver
—
IndusInd Bank Signature Visa Credit Card
0.75% IndusInd Signature Reward Points
Annual Fee
FREE
Joining
₹50,000 + GST
Forex
3.5%
Waiver
—
IndusInd Bank Payback Credit Card
0.5% PAYBACK Points
Annual Fee
FREE
Joining
₹249
Forex
3.5%
Waiver
—
Kotak Mahindra Bank
27 cards
Kotak League Platinum Credit Card
1.3% Kotak Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5% on the conversion amount
Waiver
Get spend based waiver on the annual fee of ₹500 on annual spending of ₹50,000.
IndiGo Kotak Credit Card
1% 6E Rewards
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
—
IndiGo Kotak XL Credit Card
0.25% Mojo Points + 6E Rewards
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
₹50K spend
Kotak Cashback+ Credit Card
0.5% Kotak Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Spend-Based Waiver On Spends of ₹2 Lakh Each Year
Kotak White Reserve Credit Card
0% Kotak White Pass
Annual Fee
₹12,500
≈ ₹14,750 w/ GST
Joining
₹12,500
Forex
2%
Waiver
The renewal fee can be waived off on spending ₹10,00,000 or more in the previous year.
Kotak Zen Signature Credit Card
0.83% Kotak Zen Points
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
₹1.5L spend
Kotak Air+ Credit Card
1% Kotak Air Miles
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
PVR INOX Kotak Credit Card
0.25% Kotak Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
FREE
Forex
3.5%
Waiver
—
Kotak Solitaire Credit Card
3% Kotak Air Miles
Annual Fee
FREE
Joining
FREE
Forex
0%
Waiver
Waived for Solitaire Customers
IndianOil Kotak Credit Card
0.5% Kotak Reward Points
Annual Fee
₹449
≈ ₹530 w/ GST
Joining
₹449
Forex
3.5%
Waiver
₹50K spend
Kotak Mojo Platinum Credit Card
0.25% Kotak Mojo Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹1L spend
Kotak Mahindra Bank UPI RuPay Credit Card
0.3% Kotak Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
Kotak White Credit Card
0% Kotak White Pass
Annual Fee
₹3,000
≈ ₹3,540 w/ GST
Joining
₹3,000
Forex
2.5%
Waiver
₹5L spend
Kotak 811 Credit Card
0.25% Kotak Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
FREE
Forex
3.5%
Waiver
₹50K spend
Kotak 811 #DreamDifferent Credit Card
0.1% Kotak Reward Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
—
6E Rewards XL – Indigo Kotak Bank Credit Card
0.25% Mojo Points + 6E Rewards
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
₹50K spend
6E Rewards – IndiGo Kotak Bank Credit Card
1% 6E Rewards
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹75K spend
Kotak Privy League Signature Credit Card
0.4% Kotak Reward Points
Annual Fee
FREE
Joining
FREE
Forex
2.5%
Waiver
₹50K spend
Kotak Royale Signature Credit Card
0.33% Kotak Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹1L spend
Kotak Veer Platinum Credit Card
0.25% Kotak Reward Points
Annual Fee
₹299
≈ ₹353 w/ GST
Joining
FREE
Forex
3.5%
Waiver
₹50K spend
Kotak Essentia Platinum Credit Card
0.5% Kotak Saving Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹1L spend
Kotak Bank Fortune Gold Card
1.3% Kotak Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹50K spend
PVR Kotak Platinum Credit Card
0.1% Kotak Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹75K spend
PVR Kotak Gold Credit Card
0.1% Kotak Reward Points
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹50K spend
Myntra Kotak Credit Card
0.25% Kotak Mojo Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹2L spend
Kotak Urbane Gold Credit Card
0.3% Kotak Reward Points
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹50K spend
Kotak Veer Select Credit Card
0.38% Kotak Reward Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹1L spend
OneCard
1 card
RBL Bank
27 cards
IndianOil RBL Bank Credit Card
0.5% Fuel Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.8L spend
IRCTC RBL Bank Credit Card
0.5% IRCTC Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
—
RBL Bank ShopRite Credit Card
0.25% RBL Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.5L spend
RBL World Safari Credit Card
0.5% RBL Reward Points
Annual Fee
₹3,000
≈ ₹3,540 w/ GST
Joining
₹3,000
Forex
0%
Waiver
—
IndianOil RBL Bank XTRA Credit Card
1% Fuel Points
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
₹2.8L spend
RBL Bank Cookies Credit Card
0.25% RBL Reward Points
Annual Fee
₹1,200
≈ ₹1,416 w/ GST
Joining
₹100
Forex
3.5%
Waiver
₹5K spend
RBL Bank Nova Credit Card
2% RBL Nova Reward Points
Annual Fee
₹12,500
≈ ₹14,750 w/ GST
Joining
₹12,500
Forex
2%
Waiver
—
BookMyShow RBL Bank Play Credit Card
0.25% RBL Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹1.5L spend
RBL Bank Aspire Banking Credit Card
1% RBL Cashback
Annual Fee
₹1,500
≈ ₹1,770 w/ GST
Joining
₹1,500
Forex
3.5%
Waiver
Lifetime free for Aspire Banking customers
RBL Platinum Delight Credit Card
0.25% RBL Reward Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
₹2L spend
RBL Bank Icon Credit Card
0.5% RBL Reward Points
Annual Fee
₹5,000
≈ ₹5,900 w/ GST
Joining
₹5,000
Forex
3.5%
Waiver
—
RBL Bank Platinum Maxima Plus Credit Card
0.5% RBL Reward Points
Annual Fee
₹2,500
≈ ₹2,950 w/ GST
Joining
₹2,500
Forex
3.5%
Waiver
—
RBL Bank iGlobe Credit Card
1.3% RBL Reward Points
Annual Fee
₹3,000
≈ ₹3,540 w/ GST
Joining
₹3,000
Forex
1.5%
Waiver
—
RBL Bank QuickPay Credit Card
0.13% RBL Reward Points
Annual Fee
₹99
≈ ₹117 w/ GST
Joining
₹99
Forex
3.5%
Waiver
—
Patanjali RBL Bank Vishisht Credit Card
0.25% RBL Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1.5L spend
RBL Bank Insignia Preferred Banking World Card
1.3% RBL Reward Points
Annual Fee
₹7,000
≈ ₹8,260 w/ GST
Joining
₹7,000
Forex
3.5%
Waiver
₹10L spend
RBL World Prime Credit Card
0.5% RBL Reward Points
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
—
RBL Bank Novio Credit Card
0.25% RBL Reward Points
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
3.5%
Waiver
—
RBL Bank Popcorn Credit Card
0.25% RBL Reward Points
Annual Fee
₹1,000
≈ ₹1,180 w/ GST
Joining
₹1,000
Forex
3.5%
Waiver
—
Patanjali RBL Bank Swarn Credit Card
0.25% RBL Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
—
RBL Signature Banking Credit Card
1% RBL Cashback
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Waived for Signature Customers
RBL Bank SalarySe UP Credit Card
0.2% RBL
Annual Fee
₹499
≈ FREE w/ GST
Joining
₹499 + GST
Forex
3.5%
Waiver
₹2L spend
RBL Bank DMI Finance Credit Card
0.25% RBL Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
—
RBL Bank Monthly Treats Credit Card
0.2% RBL Reward Points
Annual Fee
₹600
≈ ₹708 w/ GST
Joining
FREE
Forex
3.5%
Waiver
₹3K spend
RBL Bank Titanium Delight Card
0.25% RBL Reward Points
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹1.5L spend
Zomato Edition Classic Credit Card
1% Edition Cash
Annual Fee
₹500
≈ ₹590 w/ GST
Joining
₹500
Forex
1.5%
Waiver
—
RBL Bank Edition Credit Card
1% Edition Cash
Annual Fee
₹2,000
≈ ₹2,360 w/ GST
Joining
₹2,000
Forex
1.5%
Waiver
₹2.5L spend
SBI Card
55 cards
Cashback SBI Credit Card
1% Direct Cashback
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹2L spend
SBI SimplyCLICK Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1L spend
PhonePe SBI PURPLE Credit Card
1% Direct Cashback
Annual Fee
₹199
≈ ₹235 w/ GST
Joining
₹199
Forex
3.5%
Waiver
₹25K spend
Flipkart SBI Credit Card
1% Direct Cashback
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹2L spend
Tata Neu Plus SBI Credit Card
1% NeuCoins
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1L spend
IndiGo SBI Credit Card
2.5% 6E Rewards
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
—
Apollo SBI SELECT Credit Card
0.5% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
IRCTC RuPay SBI Credit Card
0.8% SBI Reward Points
Annual Fee
₹300
≈ ₹354 w/ GST
Joining
₹500
Forex
3.5%
Waiver
₹2L spend
BPCL SBI Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹50K spend
PhonePe SBI SELECT BLACK Credit Card
2% Direct Cashback
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Tata Neu Infinity SBI Credit Card
1.5% NeuCoins
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹3L spend
BPCL SBI Octane Credit Card
0.25% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
SBI Card PULSE
0.5% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
SBI SimplySAVE UPI RuPay Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1L spend
IndiGo SBI ELITE Credit Card
3% 6E Rewards
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
1.99%
Waiver
₹10L spend
SBI Prime Credit Card
0.5% SBI Reward Points
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
₹3L spend
Reliance SBI Card
1% Reliance One Points
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Waiver of Annual Charges on Spends of ₹1 Lakh
SBI MILES Credit Card
0.5% Travel Credits
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹6L spend
Titan SBI Credit Card
1% Titan Encircle Points
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
3.5%
Waiver
₹1L spend
Landmark Rewards SBI PRIME Credit Card
2% Landmark Rewards
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Landmark Rewards SBI SELECT Credit Card
3% Landmark Rewards
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
₹3L spend
Landmark Rewards SBI Credit Card
1% Landmark Rewards
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹90K spend
SBI Aurum Credit Card
1% SBI Reward Points
Annual Fee
₹9,999
≈ ₹11,799 w/ GST
Joining
₹9,999
Forex
1.99%
Waiver
₹12L spend
SBI MILES PRIME Credit Card
1% Travel Credits
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
₹10L spend
Reliance SBI Card PRIME
2% Reliance One Points
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
₹3L spend
KrisFlyer SBI Credit Card
1.2% KrisFlyer Miles
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
—
SBI Elite Credit Card
0.5% SBI Reward Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
1.99%
Waiver
₹10L spend
SBI Miles Elite Credit Card
1% Travel Credits
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
1.99%
Waiver
₹15L spend
KrisFlyer SBI Card Apex
1.8% KrisFlyer Miles
Annual Fee
₹9,999
≈ ₹11,799 w/ GST
Joining
₹9,999
Forex
1.99%
Waiver
₹15L spend
SBI Shaurya Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹90K spend
SBI Shaurya Select Credit Card
0.5% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Doctor's IMA SBI Card
0.5% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Etihad Guest SBI Credit Card
1.8% Etihad Guest Miles
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
Annual membership fee waived off (2nd year onwards) on minimum spends of ₹3 lakh in the previous year
Club Vistara SBI Credit Card
0.75% Club Vistara Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
—
Air India SBI Platinum Credit Card
0.5% Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
—
Mumbai Metro SBI Card
0.25% SBI Reward Points
Annual Fee
₹250
≈ ₹295 w/ GST
Joining
₹250
Forex
3.5%
Waiver
₹50K spend
Club Vistara SBI Card PRIME
1% Club Vistara Points
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
3.5%
Waiver
—
Air India SBI Signature Credit Card
1% Reward Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
3.5%
Waiver
—
OLA Money SBI Credit Card
1% OLA Money Cashback
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹1L spend
Nature’s Basket SBI Card
0.25% SBI Reward Points
Annual Fee
₹350
≈ ₹413 w/ GST
Joining
₹350
Forex
3.5%
Waiver
₹50K spend
Delhi Metro SBI Credit Card
0.25% SBI Reward Points
Annual Fee
₹250
≈ ₹295 w/ GST
Joining
₹250
Forex
3.5%
Waiver
₹50K spend
TATA STAR Select Credit Card
1% StarBucks
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
SBI Unnati Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
FREE
Forex
3.5%
Waiver
Waived for first 4 years
Yatra SBI Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹90K spend
FABIndia SBI Card SELECT
0.5% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
FABINDIA SBI Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹90K spend
Paytm SBI Credit Card Select
2% Paytm Cashback
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Paytm SBI Credit Card
1% Paytm Cashback
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹50K spend
Lifestyle Home Centre SBI Card
1% Landmark Rewards
Annual Fee
₹750
≈ ₹885 w/ GST
Joining
₹750
Forex
3.5%
Waiver
₹90K spend
Lifestyle Home Centre SBI Card Prime
2% Landmark Rewards
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Apollo SBI Credit Card
0.25% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹90K spend
Max SBI Card SELECT
2% Landmark Rewards
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Nature's Basket SBI Card Elite
0.5% SBI Reward Points
Annual Fee
₹4,999
≈ ₹5,899 w/ GST
Joining
₹4,999
Forex
1.99%
Waiver
₹10L spend
Aditya Birla SBI Card SELECT
0.75% SBI Reward Points
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5%
Waiver
₹2L spend
Aditya Birla SBI Credit Card
0.5% SBI Reward Points
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
₹90K spend
YES Bank
13 cards
Klick RuPay Credit Card
0.2% YES Rewardz
Annual Fee
FREE
Joining
FREE
Forex
3.5%
Waiver
Nil
Yes Bank RESERV Credit Card
0.6% YES Rewardz
Annual Fee
₹2,499
≈ ₹2,949 w/ GST
Joining
₹2,499
Forex
1.75%
Waiver
The Joining Fee is Waived on Spending ₹40,000 Within 30 Days of Card Issuance. and the Renewal Fee is Waived on Annual Spends of ₹3 Lakh or More.
YES Select Credit Card
0.2% YES Rewardz
Annual Fee
₹599
≈ ₹707 w/ GST
Joining
₹599
Forex
2.75%
Waiver
Joining fee waiver on spending ₹10,000 or more within 30 days after receiving the card, and the renewal fee is waived off on a spend of ₹1 lakh or more in the previous year.
YES Bank BYOC Credit Card
1% Cashback
Annual Fee
FREE
Joining
₹249
Forex
3.5% of the total transaction amount
Waiver
—
Yes Bank Marquee Credit Card
1% YES Rewardz
Annual Fee
₹2,999
≈ ₹3,539 w/ GST
Joining
₹2,999
Forex
1% of the Transaction Amount
Waiver
Spend ₹10 Lakh in a Year
YES ACE Credit Card
0.2% YES Rewardz
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
2.75% of the transaction amount
Waiver
Waiver of joining and renewal fee on the basis of the amount spent using the credit card.
YES Bank Wellness Plus Credit Card
0.6% YES Rewardz
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.5% on all international spends.
Waiver
—
Yes Bank RuPay Credit Card
0.2% YES Rewardz
Annual Fee
FREE
Joining
FREE
Forex
2.75% of the transaction amount
Waiver
—
Yes Bank Wellness Credit Card
0.4% YES Rewardz
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.5%
Waiver
—
Yes Private/Private Prime Credit Card
2.5% YES Rewardz
Annual Fee
₹20,000
≈ ₹23,600 w/ GST
Joining
₹20,000
Forex
0.5%
Waiver
₹20L spend
YES Prosperity Cashback Plus Credit Card
0.75% Direct Cashback
Annual Fee
₹1,499
≈ ₹1,769 w/ GST
Joining
₹1,499
Forex
3.4% on all foreign currency spends
Waiver
—
YES First Preferred Credit Card
0.8% YES Rewardz
Annual Fee
₹999
≈ ₹1,179 w/ GST
Joining
₹999
Forex
1.75% on all foreign currency spends
Waiver
The joining fee can be waived if you spend ₹50,000 in first 90 days. The renewal fee can be waived off on spending ₹4 lakhs or more in the preceding year.
YES Prosperity Rewards Credit Card
0.2% YES Rewardz
Annual Fee
₹499
≈ ₹589 w/ GST
Joining
₹499
Forex
3.4%
Waiver
Joining Fee Waiver on Spend of ₹10,000 Within the First 30 Days of Card Issuance. On Annual Spends of ₹1 Lakh, Get the Annual Fee Waiver