ICICI Bank
ICICI Bank Rubyx Credit Card
Annual Fee
₹2,000
Base Reward
2% points
Foreign Markup
3.5%
Welcome Benefits
Travel & shopping vouchers worth ₹5,000
Product Highlights
- 2 Reward Points/₹100 spent domestically
- 4 Reward Points/₹100 spent internationally
- Complimentary domestic airport lounge access every year
- 25% discount on movies on BookMyShow & INOX
Category Rewards
entertainment
25% Discount on Movies
25% Discount on Movies
travel
8 Free Railway Lounge Visits Each Year
8 Free Railway Lounge Visits Each Year
Fee Waiver
Spend ₹3 Lakh or More Each Year to Waive Annual Charges
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
BookMyShow
online(Up to ₹150 on Movie Bookings)
INOX
online(Up to ₹150 on Movie Bookings)
Rewards Details
Earn 4 Reward Points on every ₹100 spent internationally, 2 Reward Points on every ₹100 spent domestically, and 1 Reward Point on every ₹100 spent on insurance and utilities.
- 1 Reward Point = ₹0.25
Benefits & Features
Domestic: 2 Airport Lounge Visits Each Quarter (Spends of ₹75,000 or More in the Previous Quarter) Free Railway Lounge Access available at select stations.
Pros & Cons
Pros
- Offers several useful insurance benefits, including air accident cover worth ₹1 crore.
- Moviegoers can easily take advantage of the Buy One Get One offers on BookMyShow and INOX.
Cons
- Doesn’t offer anything special in terms of the reward rate.
- Airport lounge access can only be unlocked after making high spends of ₹75,000 each quarter.
Partner Merchants
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹0.8L+
Self-Emp
₹9.0L+
Networks
Fee Waiver
Spend ₹3 Lakh or More Each Year to Waive Annual Charges