All Cards
visaplatinumcredit
ICICI Bank Rubyx Credit Card
ICICI Bank
travelshopping
Annual Fee
₹2,000
Joining Fee
₹3,000 + GST
Base Reward
2% points
Foreign Markup
3.5%
Fee Waiver
Spend ₹3 Lakh or More Each Year to Waive Annual Charges
Interest Rate
3.75% Per Month (45% Per Annum)
Welcome Benefits
Travel & shopping vouchers worth ₹5,000
Product Highlights
- 2 Reward Points/₹100 spent domestically
- 4 Reward Points/₹100 spent internationally
- Complimentary domestic airport lounge access every year
- 25% discount on movies on BookMyShow & INOX
Rewards
Earn 4 Reward Points on every ₹100 spent internationally, 2 Reward Points on every ₹100 spent domestically, and 1 Reward Point on every ₹100 spent on insurance and utilities.
Redemption
1 Reward Point = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 25%(25% Discount on Movies) | No cap |
travel | 8%(8 Free Railway Lounge Visits Each Year) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| BookMyShow | 25% Discount(Up to ₹150 on Movie Bookings) | online |
| INOX | 25% Discount(Up to ₹150 on Movie Bookings) | online |
Benefits & Features
Domestic: 2 Airport Lounge Visits Each Quarter (Spends of ₹75,000 or More in the Previous Quarter) Free Railway Lounge Access available at select stations.
Fees & Charges
Annual Fee₹2,000
Joining Fee₹3,000 + GST
Fee WaiverSpend ₹3 Lakh or More Each Year to Waive Annual Charges
Foreign Markup3.5%
Interest Rate3.75% Per Month (45% Per Annum)
Cash AdvanceHigher of ₹500 or 2.5% of the Amount Withdrawn
Redemption Fee₹99 + GST
Eligibility
Min Age
21 years
Max Age
65 years
Min Income (Salaried)
₹75,000
Min Income (Self-Employed)
₹9,00,000
Available Networks
visamastercardamexrupay
Pros & Cons
Pros
- Offers several useful insurance benefits, including air accident cover worth ₹1 crore.
- Moviegoers can easily take advantage of the Buy One Get One offers on BookMyShow and INOX.
Cons
- Doesn’t offer anything special in terms of the reward rate.
- Airport lounge access can only be unlocked after making high spends of ₹75,000 each quarter.
Partner Merchants
BookMyShowINOX