SBI Card
Landmark Rewards SBI SELECT Credit Card
Annual Fee
₹3,539₹2,999 + GSTBase Reward
15% points
Foreign Markup
3.5%
Welcome Benefits
6,000 Reward Points Worth ₹1,500
Product Highlights
- Affordable joining and annual fees
- Accelerated reward points at Landmark stores
Category Rewards
shopping
15 Reward Points/₹100 at Landmark Stores
15 pts/₹100
dining
10 Reward Points/₹100 for Dining, Movies & International Spends
10 pts/₹100
Specialty
2 Reward Points/₹100 for Other Eligible Purchases
2 pts/₹100
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Lifestyle
10% value back at Landmark Group brands
Home Centre
10% value back at Landmark Group brands
Max
10% value back at Landmark Group brands
SPAR
10% value back at Landmark Group brands
Easybuy
10% value back at Landmark Group brands
Funcity
10% value back at Landmark Group brands
Splash
10% value back at Landmark Group brands
Babyshop
10% value back at Landmark Group brands
Reward Calculator
Earns ₹3,661/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
7.2K
Landmark Rewards
₹7.2K
via standard
Effective rate
4.62%
Annual fee
₹3,539
Year 1 net
+₹3,661
Year 2+ net
+₹3,661
ongoing
Adjust your spend by reward bucket
2 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per year · You spend ≈ ₹6L
₹7,000 Landmark voucher
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, balance transfer, cash advance, emi, utility, insurance, jewelry, education, railways, wallet
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹250/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 15 Reward Points/₹100 spent at Landmark Stores (Max, Lifestyle, Home Centre, SPAR, EasyBuy & Babyshop). Earn 10 Reward Points/₹100 spent on dining, movies, and international transactions. Earn 2 Reward Points/₹100 spent on all other eligible retail purchases.
- 4 Reward Points = ₹1. Redeem Points at Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy.
Benefits & Features
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
Pros & Cons
Pros
- Those who often shop at Lifestyle, Home Centre, Spar, Max, Baby Shop, and EasyBuy stores can save big with this card.
Cons
- There are no airport lounge benefits associated with this card.
Additional Info
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks