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Axis Bank Rewards Credit Card

Axis Bank

Axis Bank Rewards Credit Card

visaclassiccreditdiningshoppingonline

Annual Fee

₹1,000

Base Reward

2% cashback

Foreign Markup

3.5% + GST

4.4/5

Welcome Benefits

5,000 EDGE Reward Points (Worth ₹1,000) on Spending ₹1,000 or More Within the First Month of Card Issuance

Product Highlights

  • Welcome benefit of 5000 EDGE reward points
  • 2 EDGE reward points on every spend of ₹125
  • 10x EDGE reward points on every spend of ₹125 on departmental and apparel stores
  • Membership benefits worth ₹1000 per card anniversary year
  • 30% off on Swiggy orders
  • 5% CashBack on Amazon
  • 5% CashBack on Flipkart
  • 1% CashBack on all other spends

Category Rewards

dining

15% off at partner restaurants

15%

shopping

10X EDGE Points at Departmental and Apparel Stores

10%

Fee Waiver

Waived on ₹2 Lakhs annual spend

Merchant-Specific Rewards

Swiggy

Swiggy

30% off(Maximum discount of ₹150, available twice per month.)

30%
Amazon

Amazon

5% CashBack

5%
Flipkart

Flipkart

5% CashBack

5%

Rewards Details

10X EDGE Points on every ₹125 spent at Departmental and Apparel Stores. 2 EDGE Points on every ₹125 on all eligible spends. 30% off on Swiggy orders.

Redemption

1 CashPoint = ₹1 against statement

Benefits & Features

Domestic: 4 complimentary visits per quarter via DreamFolks (On Spends of ₹50,000 or More in the Last Quarter) International: 2 per year via Priority Pass (Available from year 2 onwards) 2 complimentary domestic lounge access every quarter with the Rewards credit card.

Pros & Cons

Pros

  • Best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of ₹125.
  • 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.
  • 1,000 CashPoints on card setup
  • 4 complimentary lounge visits per quarter
  • ₹1,000 gift vouchers on ₹1L quarterly spend

Cons

  • No access to international lounges at airports.
  • No golf benefits provided with this card.
  • Annual fee of ₹1,000
  • Min ₹2L quarterly spend for lounge access

Additional Info

Welcome benefit is not available to those who swap their existing Axis Bank card for the Rewards credit card.

Accelerated reward points are capped at 1,008 points per month on spending a maximum of ₹7,000.

Excluded Categories

fuelrent

Partner Merchants

SwiggyAmazonFlipkart

Fees & Charges

Annual Fee₹1,000
Joining Fee₹1,000 + GST
Fee WaiverWaived on ₹2 Lakhs annual spend
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of the Amount Withdrawn or ₹500, Whichever is Higher

Eligibility

Min Age

21 yrs

Salaried

₹0.3L+

Self-Emp

₹6.0L+

Networks

visamastercardrupay
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