All Cards
BOBCARD Uni GoldX Credit Card
visagoldcredit

BOBCARD Uni GoldX Credit Card

fintech

shopping

Annual Fee

FREE

Joining Fee

Nil

Base Reward

1% points

Interest Rate

3.99% per Month or 47.88% Annually

Welcome Benefits

N/A

Product Highlights

  • No joining fee or renewal fee applicable
  • No Forex markup charges
  • Rewards with appreciating value

Rewards

Earn rewards of up to 5% when purchasing vouchers from leading brands, including Amazon, Zomato, Myntra, and others.

Redemption

Convert Uni Coins to 24K Digital Gold

Category Rewards

CategoryReward RateMonthly Cap
shopping
5%(5% Digital Gold)No cap

Merchant-Specific Rewards

MerchantRewardContext
Amazon5% Digital Goldonline
Zomato5% Digital Goldonline
Myntra5% Digital Goldonline

Benefits & Features

1% Surcharge Waiver; Up to ₹7,500 Only

Fees & Charges

Annual FeeFREE
Joining FeeNil
Interest Rate3.99% per Month or 47.88% Annually
Cash Advance2.5% or a Minimum Fee of ₹300

Eligibility

Min Age

21 years

Max Age

60 years

Available Networks

visa

Pros & Cons

Pros

  • No joining fee or renewal fee applicable
  • No Forex markup charges
  • Rewards with appreciating value

Cons

  • No other lifestyle perks offered
  • No airport lounge access offered
  • No milestone perks available

Additional Info

Excluded Categories

fuelrent

Partner Merchants

AmazonZomatoMyntra