SBI Card
Landmark Rewards SBI Credit Card
Annual Fee
₹885₹750 + GSTBase Reward
10% points
Foreign Markup
3.5%
Welcome Benefits
2,000 bonus reward points worth ₹500
Product Highlights
- 10 Reward Points per ₹100 spent at Landmark stores
- 2,000 bonus Reward Points on joining
Category Rewards
shopping
10 Reward Points/₹100
10 pts/₹100
dining
5 Reward Points/₹100
5 pts/₹100
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Lifestyle
5% value back at Landmark Group brands
Home Centre
5% value back at Landmark Group brands
Max
5% value back at Landmark Group brands
SPAR
5% value back at Landmark Group brands
Easybuy
5% value back at Landmark Group brands
Funcity
5% value back at Landmark Group brands
Splash
5% value back at Landmark Group brands
Babyshop
5% value back at Landmark Group brands
Reward Calculator
Earns ₹2,115/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
3K
Landmark Rewards
₹3K
via standard
Effective rate
1.92%
Annual fee
₹885
Year 1 net
+₹2,115
Year 2+ net
+₹2,115
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, balance transfer, cash advance, emi, utility, insurance, jewelry, education, railways, wallet
Fuel surcharge waiver (good news)
1%on ₹500–₹3,000 fuel txns · capped at ₹100/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 10 Reward Points per ₹100 spent at online and retail Landmark stores like Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy. Earn 5 Reward Points per ₹100 spent on dining and movies. Earn 1 Reward Point per ₹100 spent on other retail purchases.
- 4 Reward Points = ₹1. Redeem Points at Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy.
Benefits & Features
1% waiver on fuel transactions between ₹500 and ₹3,000
Pros & Cons
Pros
- Attractive welcome benefits
- Higher reward points on Landmark spends
- Affordable fee structure
Cons
- Limited redemption options at Landmark stores
- Lower value for statement credit
Additional Info
Reward points can mainly be redeemed at Landmark stores
Limited flexibility for redemption options
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks