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visaclassiccredit
Axis Bank AURA Credit Card
Axis Bank
shoppinghealth
Annual Fee
₹749
Joining Fee
₹749 + GST
Base Reward
0.2% points
Foreign Markup
3.5%
Interest Rate
3.75% per month
Welcome Benefits
Decathlon Voucher Worth ₹750
Product Highlights
- 4 free video doctor consultations per month on Practo
- 4 interactive video fitness sessions and 16 recorded sessions per month via Fitternity
- Annual discount of up to ₹500 on health check-ups
- Minimum 30% discount on nutritional/diet consultations from partner nutritionists
- Minimum 30% discount on nutritional food
Rewards
Earn 2 EDGE Points per ₹200 spent with the card and 5X EDGE Points on insurance spends (maximum transaction of ₹10,000).
Redemption
Redeem Points for Vouchers and Products on the Axis Bank EDGE Rewards Portal
Benefits & Features
15% Discount on Dining at Partner Restaurants
Fees & Charges
Annual Fee₹749
Joining Fee₹749 + GST
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of the Withdrawn Amount (Minimum of ₹500)
Redemption Fee₹99 + GST
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
visamastercardrupay
Pros & Cons
Pros
- 2 EDGE Points per ₹200 spent with the card
- 5X EDGE Points on insurance spends
- Decathlon voucher worth ₹750 as a welcome gift
- 15% discount on dining bills at partner restaurants
Cons
- 0.2% reward rate on all other spends
- No EDGE Reward Points for utilities, education, wallet, rent, fuel, and government institutions
Additional Info
Excluded Categories
utilitieseducationwalletrentfuelgovernment institutions