IDBI Bank
IDBI Bank Royale Signature Credit Card
Annual Fee
FREE
Base Reward
3% points
Foreign Markup
3.5% of the transaction amount
Welcome Benefits
750 Delight Points if the first transaction of minimum ₹1,500 is made within 30 days of card issuance or 400 Delight Points if the first transaction of minimum ₹1,500 is made between 31 and 90 days of card issuance.
Product Highlights
- 3 Delight Points per ₹100 spent
- 750 Delight Points on first usage of the card (min transaction of ₹1,500) within 30 days
- 1% fuel surcharge waiver at all filling stations across India for transactions between ₹400 and ₹5,000 (max waiver capped at ₹500 per month)
- Up to two add-on credit cards for family members at no extra cost.
Rewards Details
Earn 3 Delight Points for every ₹100 spent using the card. Delight Points can be redeemed on the IDBI Delights portal for cashback, merchandise, flight tickets, mobile recharges, hotel reservations, gift cards, movie tickets, etc.
- Delight Points redeemable on the IDBI Delights portal.
Benefits & Features
Domestic: 1 complimentary domestic airport lounge access every quarter. (Visa domestic lounge program.) 1 complimentary lounge access at domestic airports across India under the Visa Domestic Lounge program.
Pros & Cons
Pros
- No annual fee
- Complimentary domestic lounge access
- Personal air accident cover worth ₹25 lakh
- 3 Delight Points for every ₹100 spent
Cons
- No international lounge access
- Redemption fee of ₹99 + GST
Fees & Charges
Eligibility
Min Age
21 yrs
Networks