IDBI Bank Royale Signature Credit Card
IDBI bank
Annual Fee
FREE
Joining Fee
Nil
Base Reward
3% points
Foreign Markup
3.5% of the transaction amount
Interest Rate
2.5% per month
Welcome Benefits
750 Delight Points if the first transaction of minimum ₹1,500 is made within 30 days of card issuance or 400 Delight Points if the first transaction of minimum ₹1,500 is made between 31 and 90 days of card issuance.
Product Highlights
- 3 Delight Points per ₹100 spent
- 750 Delight Points on first usage of the card (min transaction of ₹1,500) within 30 days
- 1% fuel surcharge waiver at all filling stations across India for transactions between ₹400 and ₹5,000 (max waiver capped at ₹500 per month)
- Up to two add-on credit cards for family members at no extra cost.
Rewards
Earn 3 Delight Points for every ₹100 spent using the card. Delight Points can be redeemed on the IDBI Delights portal for cashback, merchandise, flight tickets, mobile recharges, hotel reservations, gift cards, movie tickets, etc.
Redemption
Delight Points redeemable on the IDBI Delights portal.
Benefits & Features
Domestic: 1 complimentary domestic airport lounge access every quarter. (Visa domestic lounge program.) 1 complimentary lounge access at domestic airports across India under the Visa Domestic Lounge program.
Fees & Charges
Eligibility
Min Age
21 years
Max Age
60 years
Available Networks
Pros & Cons
Pros
- No annual fee
- Complimentary domestic lounge access
- Personal air accident cover worth ₹25 lakh
- 3 Delight Points for every ₹100 spent
Cons
- No international lounge access
- Redemption fee of ₹99 + GST