SBI Card
Aditya Birla SBI Card SELECT
visaselectcredittravelshopping
Annual Fee
₹1,499
Base Reward
2% points
Foreign Markup
3.5% on the conversion amount
4.5/5
Welcome Benefits
6000 Rewards Points on card issuance
Product Highlights
- 6000 Rewards Points on card activation
- 20X Reward Points for every ₹100 spent on Aditya Birla Stores
- 10X Reward Points for every ₹100 spent on Entertainment, Dining, and Hotels
- 2X Reward Points per ₹200 spent on other categories
- 1% fuel surcharge waiver
- 4 complimentary Domestic Airport Lounges access
Category Rewards
shopping
20X Reward Points
20X Reward Points
dining
10X Reward Points
10X Reward Points
entertainment
10X Reward Points
10X Reward Points
other
2X Reward Points
2X Reward Points
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Aditya Birla Stores
offline
20X Reward Points
Entertainment, Dining, and Hotels
offline
10X Reward Points
Other Categories
offline
2X Reward Points
Rewards Details
20X Reward Points for every ₹100 spent on Aditya Birla Stores, 10X Reward Points for every ₹100 spent on Entertainment, Dining, and Hotels, and 2X Reward Points per ₹200 spent on other categories.
Reward Points — Redemption Value
- 1 RP = ₹0.25 against card’s outstanding balance or for gift vouchers on SBI card website or SBI mobile app.
Benefits & Features
Domestic: 4 complimentary access to Domestic Airport Lounges (1 visit every quarter) International: N/A Full lounge access description not provided
Pros & Cons
Pros
- High reward points on Aditya Birla Stores
- Complimentary lounge access
- Milestone benefits for high spenders
Cons
- High joining fee
- Limited international lounge access
Partner Merchants
Aditya Birla Stores
Fees & Charges
Annual Fee₹1,499
Joining Fee₹1,499 + GST
Foreign Markup3.5% on the conversion amount
Interest Rate3.5% per month (42% per annum)
Cash Advance2.5% on the transaction amount subject to a minimum charge of ₹500
Redemption Fee₹99 per redemption request
Eligibility
Networks
visa