All Cards
visaselectcredit
Aditya Birla SBI Card SELECT
SBI Card
travelshopping
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
2% points
Foreign Markup
3.5% on the conversion amount
Interest Rate
3.5% per month (42% per annum)
Welcome Benefits
6000 Rewards Points on card issuance
Product Highlights
- 6000 Rewards Points on card activation
- 20X Reward Points for every ₹100 spent on Aditya Birla Stores
- 10X Reward Points for every ₹100 spent on Entertainment, Dining, and Hotels
- 2X Reward Points per ₹200 spent on other categories
- 1% fuel surcharge waiver
- 4 complimentary Domestic Airport Lounges access
Rewards
20X Reward Points for every ₹100 spent on Aditya Birla Stores, 10X Reward Points for every ₹100 spent on Entertainment, Dining, and Hotels, and 2X Reward Points per ₹200 spent on other categories.
Redemption
1 RP = ₹0.25 against card’s outstanding balance or for gift vouchers on SBI card website or SBI mobile app.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 20%(20X Reward Points) | No cap |
dining | 10%(10X Reward Points) | No cap |
entertainment | 10%(10X Reward Points) | No cap |
other | 1%(2X Reward Points) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Aditya Birla Stores | 20X Reward Points | offline |
| Entertainment, Dining, and Hotels | 10X Reward Points | offline |
| Other Categories | 2X Reward Points | offline |
Benefits & Features
Domestic: 4 complimentary access to Domestic Airport Lounges (1 visit every quarter) International: N/A Full lounge access description not provided
Fees & Charges
Annual Fee₹1,499
Joining Fee₹1,499 + GST
Foreign Markup3.5% on the conversion amount
Interest Rate3.5% per month (42% per annum)
Cash Advance2.5% on the transaction amount subject to a minimum charge of ₹500
Redemption Fee₹99 per redemption request
Eligibility
Available Networks
visa
Pros & Cons
Pros
- High reward points on Aditya Birla Stores
- Complimentary lounge access
- Milestone benefits for high spenders
Cons
- High joining fee
- Limited international lounge access
Partner Merchants
Aditya Birla Stores