IndiGo Kotak XL Credit Card

visaplatinumcredittravel

Annual Fee

₹3,000

Base Reward

2% miles

Foreign Markup

3.5%

4.5/5

Welcome Benefits

Voucher of 4,000 IndiGo BluChips and 6E Eats

Product Highlights

Earn up to 21 IndiGo BluChips/₹100 on IndiGo bookings
Free domestic lounge access

Category Rewards

travel

Up to 21 BluChips/₹100 on IndiGo bookings

dining

3 IndiGo BluChips/₹100 on dining

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50

IndiGo

online

Up to 21 BluChips/₹100

Rewards Details

Earn up to 21 IndiGo BluChips/₹100 spent on IndiGo flight bookings. Earn 3 IndiGo BluChips/₹100 spent on dining and entertainment. Earn 2 IndiGo BluChips/₹100 for all other spends.

Miles — Redemption Value

BluChips can be redeemed for flight bookings and more with IndiGo.

Benefits & Features

Domestic: 2 Free Visits Each Quarter Free domestic airport lounge access for cardholders.

Pros & Cons

Pros

BluChips earned do not expire
Good rewards on IndiGo flight bookings

Cons

Basic reward rate for a co-branded airline card
No international lounge access

Additional Info

The card is not lifetime free

BluChips have dynamic value

Excluded Categories

rentwalleteducationgovernment spendingutilitiesinsuranceonline skill-based gamingB2B

Partner Merchants

IndiGo

Fees & Charges

Annual Fee₹3,000

Joining Fee₹3,000 + GST

Foreign Markup3.5%

Interest Rate3.75% per month

Cash Advance2.5% Subject to a Minimum of ₹500

Eligibility

Networks

visarupay