All Cards
rupayclassiccredit
IKEA Family Credit Card
Axis Bank
shopping
Annual Fee
FREE
Joining Fee
Nil
Base Reward
1% points
Foreign Markup
3.5%
Interest Rate
3.6% Monthly (52.86% Annually)
Welcome Benefits
None
Product Highlights
- Lifetime free card
- 3 EDGE Reward Points/₹100 spent on IKEA purchases
- 2 EDGE Reward Points/₹100 spent on dining
Rewards
Earn 3 EDGE Reward Points for every ₹100 spent at IKEA. Earn 2 EDGE Reward Points for every ₹100 spent on dining.
Redemption
Exclusive SMS-Based Redemption on IKEA Purchases
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 3%(3 EDGE Reward Points) | No cap |
dining | 2%(2 EDGE Reward Points) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| IKEA | 3 EDGE Reward Points | all |
| Dining | 2 EDGE Reward Points | all |
Benefits & Features
15% Discount on Dining through EazyDiner, valid once per card per month.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5%
Interest Rate3.6% Monthly (52.86% Annually)
Cash Advance2.5% (Minimum ₹500)
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Lifetime free card
- Earn 3 EDGE Reward Points/₹100 on IKEA spends
- 15% discount on dining
Cons
- Primarily benefits IKEA purchases
- No travel or lounge access
Additional Info
This card is ideal for IKEA shoppers.
No annual fees make it budget-friendly.
Excluded Categories
transportationtollsutilitiesinsuranceeducational institutionsgovernment institutionswalletrentfuel
Partner Merchants
EazyDiner