Kotak Mahindra Bank
Kotak Privy League Signature Credit Card
Annual Fee
₹2,500
Base Reward
2% points
Foreign Markup
2% for paid variant and 3.5% for the free variant (exclusive of GST)
Welcome Benefits
N/A
Product Highlights
- Exclusive to Privy customers
- Choice between Shopper’s Plan and Traveller’s Plan
- 5X reward points on select categories
- Complimentary domestic and international lounge access for paid variant
Category Rewards
shopping
5X Reward Points on select retail shopping
5X Reward Points on select retail shopping
travel
5X Reward Points on select travel spends
5X Reward Points on select travel spends
Fee Waiver
The annual membership fee will be waived off if the cardholder spends ₹5 lakh in the preceding year or by maintaining Insignia or True Optima Banking Relationship
Rewards Details
5X Reward Points on spends of ₹100 at select shopping categories like apparel, grocery, consumer durable, multi-brand online and departmental stores. 5X Reward Points on spends of ₹100 at select travel categories like airlines, hotels, duty-free, international spends and travel agencies.
- Reward Points redeemable on Kotak reward redemption portal.
Benefits & Features
Domestic: 2 Complimentary visits to the Dream Folks Lounges in India International: 4 complimentary lounge visits every year visits with Priority Pass (paid variant only) Complimentary Priority Pass membership (with both variants)
Pros & Cons
Pros
- 5X Reward Points on select shopping and travel spends
- Complimentary lounge access
- Customizable benefits based on spending needs
Cons
- Annual fee of ₹2,500 for paid variant
- Limited to Privy customers only
Additional Info
Important note 1
Note 2
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
21 yrs
Networks
Fee Waiver
The annual membership fee will be waived off if the cardholder spends ₹5 lakh in the preceding year or by maintaining Insignia or True Optima Banking Relationship