Axis Bank Atlas Credit Card

visaplatinumcredittravel

Annual Fee

₹5,000

Base Reward

2% air miles

Foreign Markup

3.5% of the transaction amount

4.8/5

Welcome Benefits

2,500 Edge Miles on Completing 1 Transaction Within 37 Days of Card Issuance

Product Highlights

5 EDGE Miles/₹100 on travel spends
2 EDGE Miles/₹100 on all other transactions excluding certain categories

Category Rewards

travel

5 Edge Miles for every ₹100 spent on travel spends

other

2 Edge Miles for every ₹100 spent on all other transactions

Rewards Details

5 Edge Miles for every ₹100 spent on travel spends, 2 Edge Miles for every ₹100 spent on all other transactions excluding spends on Hotels, Airlines, and TRAVEL EDGE Portal.

Reward Points — Redemption Value

EDGE Miles Can be Transferred to Partner Airlines and Hotel Loyalty Programs. 1 EDGE Mile = 2 Partner Miles (Except Marriott)

Benefits & Features

Domestic: 8 With Silver Tier, 12 With Gold Tier, and 18 With Platinum Tier (Each Year) (Min ₹2L quarterly retail spend required) International: 4 per annum under Silver Tier, 6 per annum under Gold Tier and 12 per annum under Platinum Tier (Available from year 2 onwards) Full lounge access description

Pros & Cons

Pros

2,500 EDGE Miles as a welcome bonus
Complimentary lounge access at domestic and international airports

Cons

No golf benefits
No insurance benefits

Additional Info

Excluded Categories

Gold/JewelleryRentWalletGovernment InstitutionsInsuranceFuelUtilities

Partner Merchants

EazyDiner

Fees & Charges

Annual Fee₹5,000

Joining Fee₹5,000 + GST

Foreign Markup3.5% of the transaction amount

Interest Rate3.75% Per Month (55.55% Annually)

Cash Advance2.5% of the withdrawal amount (subject to min charge of ₹500)

Redemption Fee₹99 + GST for Redemption of EDGE Miles and ₹199 + GST for Conversion of EDGE Miles to Partner Points

Eligibility

Min Age

18 yrs

Salaried

₹12.0L+

Self-Emp

₹15.0L+

Networks

visamastercardrupay