Axis Bank
Flipkart Axis Bank Super Elite Credit Card
Annual Fee
₹590₹500 + GSTBase Reward
2% Reward Points
Foreign Markup
3.5% of the total transaction amount
Welcome Benefits
Get 500 SuperCoins on card activation, a year Lenskart Gold membership, and a free trial membership of Gaana Plus and YouTube Premium.
Product Highlights
- 500 bonus SuperCoins on card activation.
- 15% off flight tickets on bookings via Flipkart Flights.
- Get ₹500 off on select Myntra items on a minimum purchase of ₹2,999.
- Complimentary Gaana trial membership for three months.
- Plus members get 12 SuperCoins more on purchasing with Flipkart.
- 30% off on the first medicine order from Flipkart health.
Category Rewards
Specialty
2% SuperCoins on all other retail purchases
2X
shopping
2% SuperCoins on Other Shopping
2X
Fee Waiver
Waived on ₹2L annual spend
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Flipkart
Flipkart Plus members — 12 SuperCoins per ₹100
Flipkart
Non-Plus members — 6 SuperCoins per ₹100
Reward Calculator
Earns ₹8,290/year (net)
Modest gain. Solid hold if you like the perks.
₹16K
across all your buckets
8.9K
Flipkart SuperCoins
₹8.9K
via standard
Effective rate
4.63%
Annual fee
₹590
Year 1 net
+₹8,290
Year 2+ net
+₹8,290
ongoing
Adjust your spend by reward bucket
3 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%Kicks in after ₹10,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹25,000 cumulative utility spends/cycle
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, gift cards, emi, wallet, jewellery, cash advance, rent
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
12% SuperCoins on Flipkart purchases for Plus members, 6% SuperCoins on Flipkart purchases for non-Plus members, and 2% SuperCoins on all other retail purchases.
- 1 SuperCoin = ₹1 against Flipkart purchases and various gift voucher options.
Benefits & Features
Get a discount of up to ₹1,500 on domestic flights and up to ₹5,000 off on international flight bookings.
Pros & Cons
Pros
- Variety of welcome benefits including 500 SuperCoins and complimentary trial memberships.
- Highly beneficial for avid Flipkart shoppers with excellent rewards.
Cons
- No insurance benefits available.
- No domestic or international lounge access.
Additional Info
The card does not offer complimentary lounge access.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
18 yrs
Networks
Fee Waiver
Waived on ₹2L annual spend