IDBI Bank
IDBI Bank Imperium Platinum Credit Card
visaplatinumcreditshopping
Annual Fee
₹499
Base Reward
1.33% points
Foreign Markup
3.5% of the conversion amount
4.5/5
Welcome Benefits
Up to 800 Bonus Delight Points
Product Highlights
- 500 Welcome bonus Delight points on the spending of Rs 1500 within 30 days of card issuance
- 300 Welcome bonus Delight points on the spending of Rs 1500 between 31 to 90 days of card issuance
- 2 Delight Points on every Rs 150 spent shopping, movies, and traveling
Category Rewards
shopping
2 Delight Points on every Rs 150 spent
2 Delight Points on every Rs 150 spent
Fee Waiver
Renewal fee waiver on spends of Rs. 75,000 in a year
Rewards Details
You get 2 Delight points on every Rs 150 spent on shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card.
Reward Points — Redemption Value
- 1 Reward Point = ₹0.25 redeemable on IDBI Delight Reward Portal
Benefits & Features
1% Waiver on Fuel Transactions Between ₹400 and ₹4,000
Pros & Cons
Pros
- Up to 800 Bonus Delight Points on spending
- 2 Delight Points on every Rs 150 spent
Cons
- Annual fee of ₹499 + GST
- No fuel surcharge waiver
Fees & Charges
Annual Fee₹499
Joining FeeNil
Fee WaiverRenewal fee waiver on spends of Rs. 75,000 in a year
Foreign Markup3.5% of the conversion amount
Interest Rate2.9% per month
Cash Advance2.5% on the withdrawal amount subject to a minimum charge of Rs 500
Redemption Fee₹100 per redemption request
Eligibility
Min Age
18 yrs
Networks
visa
Fee Waiver
Renewal fee waiver on spends of Rs. 75,000 in a year