HomeCredit CardsLifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card Prime

SBI Card

Lifestyle Home Centre SBI Card Prime

visaclassiccreditshoppingdining

Annual Fee

₹2,999

Base Reward

2% points

Foreign Markup

3.5%

3.8/5

Welcome Benefits

12000 RPs worth Rs. 3000.

Product Highlights

  • Earn 15 reward points on every Rs. 100 spent at landmark stores.
  • Get 12,000 bonus reward points as welcome benefits.

Category Rewards

shopping

15 RPs on every Rs. 100 at landmark stores

15 RPs on every Rs. 100 at landmark stores

dining

10 RPs on every Rs. 100 spent at dining & movies

10 RPs on every Rs. 100 spent at dining & movies

other

2 RPs on every Rs. 100 at non-landmark retail shops

2 RPs on every Rs. 100 at non-landmark retail shops

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Lifestyle

Lifestyle

all

15 RPs on every Rs. 100
Home Centre

Home Centre

all

15 RPs on every Rs. 100
Max

Max

all

15 RPs on every Rs. 100
Spar

Spar

all

15 RPs on every Rs. 100

Rewards Details

Earn 15 reward points on every Rs. 100 spent online or offline at Landmark Stores like Lifestyle, Home Centre, Max, and Spar. Earn 10 reward points for dining and movies. Earn 2 reward points on every Rs. 100 spent at retail outlets other than landmark stores.

Reward Points — Redemption Value
  • 1 Landmark Reward = 2.4 SBI Reward Point; 1 SBI Card Reward Point = Rs. 0.24; 1 Landmark Reward = Rs. 0.60; 4 Reward Points = Re. 1.

Benefits & Features

Domestic: 8 Complimentary visits to domestic airport lounges (max. 2 per quarter) International: 4 complimentary visits per year (max 2 visits per quarter) Complimentary domestic lounge access.

Pros & Cons

Pros

  • High reward points on landmark stores
  • Complimentary lounge access

Cons

  • High joining fee
  • No specific income requirement mentioned

Partner Merchants

LifestyleHome CentreMaxSpar

Fees & Charges

Annual Fee₹2,999
Joining Fee₹2,999 + GST
Foreign Markup3.5%
Interest Rate3.50% per month
Cash Advance2.5% or ₹500 whichever is higher at national & international ATMs.
Redemption Fee₹99

Eligibility

Min Age

23 yrs

Networks

visa