Lifestyle Home Centre SBI Card Prime
SBI Card
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
2% points
Foreign Markup
3.5%
Interest Rate
3.50% per month
Welcome Benefits
12000 RPs worth Rs. 3000.
Product Highlights
- Earn 15 reward points on every Rs. 100 spent at landmark stores.
- Get 12,000 bonus reward points as welcome benefits.
Rewards
Earn 15 reward points on every Rs. 100 spent online or offline at Landmark Stores like Lifestyle, Home Centre, Max, and Spar. Earn 10 reward points for dining and movies. Earn 2 reward points on every Rs. 100 spent at retail outlets other than landmark stores.
Redemption
1 Landmark Reward = 2.4 SBI Reward Point; 1 SBI Card Reward Point = Rs. 0.24; 1 Landmark Reward = Rs. 0.60; 4 Reward Points = Re. 1.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 15%(15 RPs on every Rs. 100 at landmark stores) | No cap |
dining | 10%(10 RPs on every Rs. 100 spent at dining & movies) | No cap |
other | 2%(2 RPs on every Rs. 100 at non-landmark retail shops) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Lifestyle | 15 RPs on every Rs. 100 | all |
| Home Centre | 15 RPs on every Rs. 100 | all |
| Max | 15 RPs on every Rs. 100 | all |
| Spar | 15 RPs on every Rs. 100 | all |
Benefits & Features
Domestic: 8 Complimentary visits to domestic airport lounges (max. 2 per quarter) International: 4 complimentary visits per year (max 2 visits per quarter) Complimentary domestic lounge access.
Fees & Charges
Eligibility
Min Age
23 years
Max Age
60 years
Available Networks
Pros & Cons
Pros
- High reward points on landmark stores
- Complimentary lounge access
Cons
- High joining fee
- No specific income requirement mentioned