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Axis Bank Miles & More Credit Card

Axis Bank

Axis Bank Miles & More Credit Card

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Annual Fee

₹4,500

Base Reward

6% miles

Foreign Markup

3.5% of the transaction amount

4.1/5

Welcome Benefits

15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card

Product Highlights

  • 15,000 miles on first transaction with Select Card
  • 4,000 miles added annually on renewal for Select Card

Category Rewards

travel

6 award miles per ₹200 spent

6 award miles per ₹200 spent

dining

Minimum 15% discount at partner restaurants

Minimum 15% discount at partner restaurants

Rewards Details

Earn 6 award miles per ₹200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per ₹200 spent with Axis Bank Miles & More World Credit Card. Redeem miles for flight bookings, hotel reservations, car rentals, shopping at partner merchants, or donations.

Miles — Redemption Value
  • Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations.

Benefits & Features

Domestic: 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles & More Select Credit Card and 4 with World Credit Card. International: 4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 with World Credit Card. (Complimentary Priority Pass membership.) Full lounge access description.

Pros & Cons

Pros

  • High reward rate of 6 miles per ₹200 spent
  • Complimentary lounge access
  • 15% discount at partner restaurants

Cons

  • High annual fee
  • Limited to travel-related rewards

Fees & Charges

Annual Fee₹4,500
Joining Fee₹10,000 + GST
Foreign Markup3.5% of the transaction amount
Interest Rate3.6% per month
Cash Advance2.5% (minimum ₹500) of the withdrawn amount

Eligibility

Networks

mastercard