IndusInd Bank
Indus Solitaire Credit Card
Annual Fee
Lifetime FreeBase Reward
1% points
Foreign Markup
Zero Charge
Welcome Benefits
5,000 Reward Points on Spending Rs. 1 Lakh Within 30 Days of Card Issuance
Product Highlights
- Zero forex charges
- Complimentary memberships to Taj Epicure, EazyDiner, and Moneycontrol Pro
Category Rewards
Specialty
Select Spends (Insurance/Utilities/Education/Rent)
0.35X
utilities
Select Spends (Insurance/Utilities/Education/Rent)
0.35X
Specialty
Select Spends (Insurance/Utilities/Education/Rent)
0.35X
Specialty
Select Spends (Insurance/Utilities/Education/Rent)
0.35X
Fee Waiver
Annual Fee Waiver on Spends of ₹10 Lakh in a Card Anniversary Year
Reward Calculator
Earns ₹363/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
1.5K
IndusInd Reward Points
₹363
via statement credit · ₹0.25/pt
Effective rate
0.23%
Annual fee
FREE
Year 1 net
+₹363
Year 2+ net
+₹363
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
1.8%Charged on every international (non-INR) transaction
Excluded from rewards
fuel
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 1 Reward Point for each transaction of Rs. 100. Earn 0.70 Reward Points for each transaction of Rs. 100 in select categories such as Insurance, Utilities, Education, and Rental Payments.
- 1 Reward Point = ₹0.50 or Partner AirMiles
- 5 Reward Points = 4 AirMiles
Benefits & Features
Domestic: 4 Free Visits Each Quarter (Spends of ₹5 Lakh in the Previous Quarter) International: 4 Free Visits Each Quarter Complimentary access to both international and domestic lounges.
Pros & Cons
Pros
- 4 free international lounge visits each quarter
- Complimentary golf lessons
- Zero forex charges
Cons
- High joining fee of ₹30,000
- No reward points on fuel transactions
Additional Info
Excluded Categories
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
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Fees & Charges
Eligibility
Networks
Fee Waiver
Annual Fee Waiver on Spends of ₹10 Lakh in a Card Anniversary Year