SBI Card PULSE
SBI Card
Annual Fee
₹1,499
Joining Fee
₹1,499 + GST
Base Reward
2% points
Foreign Markup
3.5% of the transaction amount
Fee Waiver
Renewal fee waived on ₹2L annual spend
Interest Rate
3.75% per month
Welcome Benefits
Noise ColorFit Pulse 4 Pro Smart Watch Worth ₹7,999 and Complimentary Fitpass Pro and Netmeds First Membership
Product Highlights
- Complimentary Noise ColorFit Pulse 4 Pro Smart Watch worth ₹7,999
- Complimentary FitPass Pro membership
- Complimentary Netmeds First membership
Rewards
Earn 10 Reward Points for every ₹100 spent on Movies, Dining, Pharmacy & Chemist, and 2 Reward Points for every ₹100 spent on other categories.
Redemption
1 RP = Re. 0.25 against statement balance
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
entertainment | 2.5%(2.5% on Other Spends) | No cap |
other | 2%(2 Reward Points/₹100 on Other Spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Movies | 10 Reward Points/₹100 | all |
| Dining | 10 Reward Points/₹100 | all |
| Pharmacy | 10 Reward Points/₹100 | all |
| Chemist | 10 Reward Points/₹100 | all |
Benefits & Features
Domestic: 2 Free Domestic Lounge Visits Per Quarter (Max 2 visits per quarter) International: N/A Complimentary access to 8 domestic airport lounges annually
Fees & Charges
Eligibility
Min Age
18 years
Max Age
65 years
Available Networks
Pros & Cons
Pros
- 10 Reward Points on Movies, Dining, Pharmacy & Chemist
- Complimentary Priority Pass membership for the first two years
- Renewal fee waiver on spending ₹2 lakhs
Cons
- Joining fee of ₹1,499
- Redemption fee of ₹100 on each request
Additional Info
Important note 1
Note 2
Up to 7,500 accelerated Reward Points each month
Excluded Categories