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SBI Card PULSE

SBI Card

SBI Card PULSE

visagoldcredittravelshoppinghealth

Annual Fee

₹1,499

Base Reward

2% points

Foreign Markup

3.5% of the transaction amount

4.5/5

Welcome Benefits

Noise ColorFit Pulse 4 Pro Smart Watch Worth ₹7,999 and Complimentary Fitpass Pro and Netmeds First Membership

Product Highlights

  • Complimentary Noise ColorFit Pulse 4 Pro Smart Watch worth ₹7,999
  • Complimentary FitPass Pro membership
  • Complimentary Netmeds First membership

Category Rewards

entertainment

2.5% on Other Spends

2.5% on Other Spends

other

2 Reward Points/₹100 on Other Spends

2 Reward Points/₹100 on Other Spends

Fee Waiver

Renewal fee waived on ₹2L annual spend

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Movies

Movies

all

10 Reward Points/₹100
Dining

Dining

all

10 Reward Points/₹100
Pharmacy

Pharmacy

all

10 Reward Points/₹100
Chemist

Chemist

all

10 Reward Points/₹100

Rewards Details

Earn 10 Reward Points for every ₹100 spent on Movies, Dining, Pharmacy & Chemist, and 2 Reward Points for every ₹100 spent on other categories.

Reward Points — Redemption Value
  • 1 RP = Re. 0.25 against statement balance

Benefits & Features

Domestic: 2 Free Domestic Lounge Visits Per Quarter (Max 2 visits per quarter) International: N/A Complimentary access to 8 domestic airport lounges annually

Pros & Cons

Pros

  • 10 Reward Points on Movies, Dining, Pharmacy & Chemist
  • Complimentary Priority Pass membership for the first two years
  • Renewal fee waiver on spending ₹2 lakhs

Cons

  • Joining fee of ₹1,499
  • Redemption fee of ₹100 on each request

Additional Info

Important note 1

Note 2

Up to 7,500 accelerated Reward Points each month

Excluded Categories

cash withdrawalsfuel purchasesbalance transferswallet reloading

Partner Merchants

NetmedsFitpass

Fees & Charges

Annual Fee₹1,499
Joining Fee₹1,499 + GST
Fee WaiverRenewal fee waived on ₹2L annual spend
Foreign Markup3.5% of the transaction amount
Interest Rate3.75% per month
Cash Advance2.5% of the cash amount, min ₹500
Redemption Fee₹100 on each redemption request

Eligibility

Min Age

18 yrs

Networks

visamastercardrupay
SBI Card PULSE — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane