SBI Card
Tata Neu Plus SBI Credit Card
visaclassiccredittravelshopping
Annual Fee
₹499
Base Reward
1% NeuCoins
Foreign Markup
3.5%
4.4/5
Welcome Benefits
499 NeuCoins
Product Highlights
- Ideal for beginners
- Great rewards on Tata spends
Category Rewards
shopping
2% NeuCoins on Tata Spends
2% NeuCoins on Tata Spends
other
1% NeuCoins on All Other Eligible Spends
1% NeuCoins on All Other Eligible Spends
Fee Waiver
Annual Fee Reversed on Spends of ₹1 Lakh
Rewards Details
Earn 2% NeuCoins on spends made with Tata Neu and partner Tata brands. Earn 1% NeuCoins on all other eligible spends, including UPI.
Reward Points — Redemption Value
- 1 NeuCoin = ₹1
Benefits & Features
Domestic: 1 Free Visit Each Quarter (Spends of ₹50,000 or More in the Previous Quarter) Free Domestic Airport Lounge Access after qualifying spends.
Pros & Cons
Pros
- Affordable joining fee
- Great rewards on everyday purchases via Tata Neu
Cons
- Limited to domestic airport lounges
- Spending requirement for lounge access
Additional Info
Excluded Categories
cash advancespayment of outstanding balancespayment of card fees and other chargesflexipayrentalgovernment-related transactionseducation payments
Partner Merchants
BigBasketTata 1mg
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverAnnual Fee Reversed on Spends of ₹1 Lakh
Foreign Markup3.5%
Interest Rate3.75% Per Month
Cash Advance2.5% or a Minimum of ₹500 (Whichever is Higher)
Eligibility
Networks
visarupay
Fee Waiver
Annual Fee Reversed on Spends of ₹1 Lakh