Axis Bank
SpiceJet Axis Bank Voyage Credit Card
Annual Fee
₹885₹750 + GSTBase Reward
3% air miles
Foreign Markup
3.5% on all international transactions
Welcome Benefits
SpiceJet Flight Voucher Worth ₹1,500
Product Highlights
- SpiceJet voucher worth ₹1,500 as a welcome gift
- Complimentary Spice Club Silver Membership
- Bonus SpiceClub Points as milestone benefits
- 20% off on your dining bills at partnered restaurants
- Complimentary domestic airport lounge access
Category Rewards
entertainment
6 SC per ₹200 on online entertainment + food + bills
3X
dining
6 SC per ₹200 on online entertainment + food + bills
3X
utilities
6 SC per ₹200 on online entertainment + food + bills
3X
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
SpiceJet app + website
6 SC per ₹200 on SpiceJet
Reward Calculator
Earns ₹990/year (net)
Modest gain. Solid hold if you like the perks.
₹16K
across all your buckets
4.0K
SpiceClub Points
₹990
via statement credit · ₹0.25/pt
Effective rate
0.52%
Annual fee
FREE
Year 1 net
+₹990
Year 2+ net
+₹990
ongoing
Adjust your spend by reward bucket
3 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%Kicks in after ₹10,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹25,000 cumulative utility spends/cycle
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, emi, wallet, cash advance, government, insurance, education, rent, jewellery
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn up to 18 Spiceclub points for every ₹200 spent on SpiceJet website and mobile application, 6 Spiceclub points for every ₹200 spent on online transactions, and 3 Spiceclub points for every ₹200 spent on all other domestic and international transactions.
- Spiceclub points can be redeemed against booking flight tickets, meal vouchers, etc that are available on the SpiceJet Website or Mobile App.
Benefits & Features
Domestic: 4 Domestic Lounge Visits (Spends of ₹50,000 or More in the Last Quarter) International: N/A Complimentary domestic airport lounge access.
Pros & Cons
Pros
- Earn up to 18 Spiceclub points for every ₹200 spent on SpiceJet website
- 15% off on dining bills at 4000+ restaurants
- Complimentary domestic lounge access
Cons
- Annual fee of ₹750 + GST
- No international lounge access
- Fuel transactions excluded from earning points
Additional Info
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
18 yrs
Networks