IndusInd Bank
IndusInd Nexxt Credit Card
Annual Fee
Lifetime FreeBase Reward
0.67% points
Foreign Markup
3.5% on the conversion amount
Welcome Benefits
Gift Vouchers from Oberoi, Luxe, Postcard Hotels or Montblac
Product Highlights
- Earn 1 RP on every ₹150 spent
- Buy 1, get 1 Free offer on movie tickets
Reward Calculator
Earns ₹500/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
2.0K
IndusInd Reward Points
₹500
via statement credit · ₹0.25/pt
Effective rate
0.17%
Annual fee
FREE
Year 1 net
+₹500
Year 2+ net
+₹500
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
You earn 1 Reward Point for every ₹150 spent. No reward points are accrued on fuel transactions. You can redeem your earned reward points against various products/vouchers at IndusMoments.
- 1 RP = ₹0.75
Benefits & Features
Buy One Get One Free (Up to ₹200) on BookMyShow Movie Tickets, Twice Each Month
Pros & Cons
Pros
- No renewal fees
- Built-in LED lights for premium look
Cons
- High joining fee of ₹10,000 + GST
- No reward points on fuel transactions
Additional Info
Maximum of 2,500 Reward Points can be redeemed against cash in a statement cycle.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
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Fees & Charges
Eligibility
Networks