Axis Bank
Axis Bank Cashback Credit Card
Annual Fee
₹1,000
Base Reward
0.75% cashback
Foreign Markup
3.5%
Welcome Benefits
5,000 EDGE Reward Points on making the first transaction within 30 days
Product Highlights
- 7% cashback on online purchases above ₹40,000.
- 5% cashback on online spending between ₹5,000 and ₹40,000.
- 2% cashback on online spending up to ₹5,000.
- 0.75% unlimited cashback on travel and offline spending.
Category Rewards
shopping
7% Cashback Online
7%
utilities
0.5% Cashback
0.5%
Fee Waiver
Spend ₹4,00,000 and above in an anniversary year to be eligible for annual fee waiver
Rewards Details
7% Cashback on online purchases; 0.75% Cashback on offline and travel spends; 0.5% Cashback on utility transactions.
Redemption
Cashback credited to statement
Benefits & Features
Domestic: N/A International: N/A
Pros & Cons
Pros
- High 7% cashback on online purchases.
- 0.75% unlimited cashback on offline and travel spending.
- Welcome benefit of 5,000 EDGE Reward Points.
Cons
- No fuel surcharge waiver offered.
- High spend threshold of ₹4 lakh for renewal fee waiver.
Additional Info
Important: Cashback on utility transactions is capped at ₹100 per month.
Cashback earned is credited to the statement before the next statement date.
Offers not used in one month cannot be carried over to another month.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
18 yrs
Networks
Fee Waiver
Spend ₹4,00,000 and above in an anniversary year to be eligible for annual fee waiver