All Cards
OneCard Metal Credit Card
visasignaturecredit

OneCard Metal Credit Card

one card

shoppingfood

Annual Fee

FREE

Joining Fee

Lifetime Free

Base Reward

2% points

Foreign Markup

1%

Interest Rate

3.75% Per Month or 45% Per Annum

Product Highlights

  • Lifetime free credit card
  • 1 Reward Point per ₹50 spent
  • 5x Reward Points on top two spend categories
  • 1% foreign currency markup fee
  • 3.75% interest rate per month

Rewards

Earn 1 Reward Point per ₹50 spent and 5x Reward Points on the top two spend categories of the month.

Redemption

1 Reward Point = ₹0.10

Merchant-Specific Rewards

MerchantRewardContext
Amazon5x Reward Pointsonline
Flipkart5x Reward Pointsonline
Levi's5x Reward Pointsonline

Benefits & Features

1% Waiver on Fuel Transactions Up to ₹400 Each Month

Fees & Charges

Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup1%
Interest Rate3.75% Per Month or 45% Per Annum
Cash Advance2.5% of the transaction amount, subject to a minimum amount of ₹300

Eligibility

Min Age

18 years

Available Networks

visamastercardrupay

Pros & Cons

Pros

  • Lifetime free credit card
  • Low forex markup fee
  • Ability to earn fractional Reward Points

Cons

  • No welcome benefits
  • No lounge access
  • Limited insurance benefits

Partner Merchants

AmazonFlipkartLevi's