one card
OneCard Metal Credit Card
visasignaturecreditshoppingfood
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
1%
4.3/5
Product Highlights
- Lifetime free credit card
- 1 Reward Point per ₹50 spent
- 5x Reward Points on top two spend categories
- 1% foreign currency markup fee
- 3.75% interest rate per month
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Amazon
online
5x Reward Points
Flipkart
online
5x Reward Points
Levi's
online
5x Reward Points
Rewards Details
Earn 1 Reward Point per ₹50 spent and 5x Reward Points on the top two spend categories of the month.
Reward Points — Redemption Value
- 1 Reward Point = ₹0.10
Benefits & Features
1% Waiver on Fuel Transactions Up to ₹400 Each Month
Pros & Cons
Pros
- Lifetime free credit card
- Low forex markup fee
- Ability to earn fractional Reward Points
Cons
- No welcome benefits
- No lounge access
- Limited insurance benefits
Partner Merchants
AmazonFlipkartLevi's
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup1%
Interest Rate3.75% Per Month or 45% Per Annum
Cash Advance2.5% of the transaction amount, subject to a minimum amount of ₹300
Eligibility
Min Age
18 yrs
Networks
visamastercardrupay