Axis Bank
Axis Bank Pride Signature Credit Card
Annual Fee
₹1,770₹1,500 + GSTBase Reward
4% points
Foreign Markup
3.5% of the forex transactions
Welcome Benefits
N/A
Product Highlights
- Unique color theme with shades of Indian Tricolor
- 8 EDGE REWARD Points on every spend of ₹200
- Discount of 15% at partnered restaurants
- Complimentary access to domestic lounges up to 2 times in a quarter
Category Rewards
dining
15% discount at partner restaurants
15X
Fee Waiver
Waived on exceeding spends of ₹40,000 in the preceding year
Reward Calculator
Earns ₹630/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
12K
Axis EDGE Reward Points
₹2.4K
via edge catalogue · ₹0.2/pt
Effective rate
0.80%
Annual fee
₹1,770
Year 1 net
+₹630
Year 2+ net
+₹630
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%Kicks in after ₹10,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹25,000 cumulative utility spends/cycle
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
You earn 8 EDGE REWARD Points for every ₹200 spent. A discount of 15% or more on dining at over 4,000 premium partner restaurants in India.
- 1 EDGE REWARD Point = ₹0.20 against statement
Benefits & Features
Domestic: 2 complimentary visits per quarter (Available every calendar quarter) International: N/A (N/A) Full lounge access description not provided
Pros & Cons
Pros
- Annual charge can be waived if you spend at least ₹40,000 in the card anniversary year
Cons
- Higher interest rates compared to other defense credit cards
Additional Info
Exclusive for Indian Defence Personnel
Max waiver of ₹400 per month on fuel surcharge
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
18 yrs
Networks
Fee Waiver
Waived on exceeding spends of ₹40,000 in the preceding year