Axis Bank Pride Signature Credit Card

visasignaturecredittravelshopping

Annual Fee

₹500

Base Reward

4% points

Foreign Markup

3.5% of the forex transactions

4.2/5

Welcome Benefits

N/A

Product Highlights

Unique color theme with shades of Indian Tricolor
8 EDGE REWARD Points on every spend of ₹200
Discount of 15% at partnered restaurants
Complimentary access to domestic lounges up to 2 times in a quarter

Category Rewards

dining

15% discount at partner restaurants

Fee Waiver

Waived on exceeding spends of ₹40,000 in the preceding year

Rewards Details

You earn 8 EDGE REWARD Points for every ₹200 spent. A discount of 15% or more on dining at over 4,000 premium partner restaurants in India.

Reward Points — Redemption Value

1 EDGE REWARD Point = ₹0.20 against statement

Benefits & Features

Domestic: 2 complimentary visits per quarter (Available every calendar quarter) International: N/A (N/A) Full lounge access description not provided

Pros & Cons

Pros

Annual charge can be waived if you spend at least ₹40,000 in the card anniversary year

Cons

Higher interest rates compared to other defense credit cards

Additional Info

Exclusive for Indian Defence Personnel

Max waiver of ₹400 per month on fuel surcharge

Excluded Categories

utilitieseducationinsurancegovernment serviceswalletrentfuel

Partner Merchants

Over 4,000 premium partner restaurants

Fees & Charges

Annual Fee₹500

Joining FeeNil

Fee WaiverWaived on exceeding spends of ₹40,000 in the preceding year

Foreign Markup3.5% of the forex transactions

Interest Rate3.75% per month

Cash Advance2.5% of the withdrawn amount, min ₹500

Eligibility

Min Age

18 yrs

Networks

visamastercardrupay

Fee Waiver

Waived on exceeding spends of ₹40,000 in the preceding year