HomeCredit CardsSBI Prime Credit Card
SBI Prime Credit Card

SBI Card

SBI Prime Credit Card

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Annual Fee

₹2,999

Base Reward

0.5% points

Foreign Markup

3.5% + GST

4.4/5

Welcome Benefits

Voucher Worth ₹3,000 from Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons

Product Highlights

  • Gift voucher worth ₹3,000 as a welcome benefit
  • 10 Reward Points for every ₹100 spent on dining, movies, groceries, and departmental store purchases
  • 8 complimentary domestic airport lounge access every year
  • 4 complimentary international airport lounge access every year

Category Rewards

dining

10 Reward Points for every ₹100 spent

10 Reward Points for every ₹100 spent

grocery

10 Reward Points for every ₹100 spent

10 Reward Points for every ₹100 spent

shopping

10 Reward Points for every ₹100 spent

10 Reward Points for every ₹100 spent

other

2 Reward Points for every ₹100 spent

2 Reward Points for every ₹100 spent

Fee Waiver

Renewal fee waived on ₹3L annual spend

Rewards Details

Earn 10 Reward Points for every ₹100 spent on Dining, Groceries, Movies, and Departmental Stores. Earn 2 Reward Points for every ₹100 spent on all other eligible spends.

Reward Points — Redemption Value
  • 1 Reward Point = ₹0.25

Benefits & Features

Domestic: 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter) International: 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter) Complimentary access to domestic and international lounges

Pros & Cons

Pros

  • Eight complimentary visits to domestic lounges
  • Attractive welcome benefit of gift vouchers worth ₹3,000 from popular brands

Cons

  • Basic reward rate for base categories
  • Annual fee of ₹2,999 may not be suitable for everyone

Additional Info

Reward Points on Birthday spends capped at 2,000 Reward Points per calendar year

Partner Merchants

YatraAditya Birla FashionBataHush PuppiesShoppers StopPantaloons

Fees & Charges

Annual Fee₹2,999
Joining Fee₹2,999 + GST
Fee WaiverRenewal fee waived on ₹3L annual spend
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of the amount withdrawn or ₹500 (whichever is higher)
Redemption Fee₹99 + GST

Eligibility

Networks

mastercardrupayamexvisa
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