Yes Bank
Yes Bank Wellness Credit Card
Annual Fee
₹589₹499 + GSTBase Reward
4% points
Foreign Markup
3.5%
Welcome Benefits
N/A
Product Highlights
- Complimentary preventive health check-up every year.
- 6 Complimentary fitness sessions every month (Gym, Zumba, Yoga, etc).
- Unlimited health benefit offers.
- Earn Reward Points across multiple categories.
Category Rewards
Specialty
Pharmacy / Chemist 20X
20X
Specialty
Pharmacy / Chemist 20X
20X
Reward Calculator
Earns ₹611/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
6K
YES Rewardz
₹1.2K
via standard · ₹0.2/pt
Effective rate
0.77%
Annual fee
₹589
Year 1 net
+₹611
Year 2+ net
+₹611
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Excluded from rewards
rent, wallet, fuel, upi, government, cash advance, emi pos conversion
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 20 Reward Points per ₹200 spent on Chemist/Pharmaceutical stores and 4 Reward Points per ₹200 spent on all other categories.
- Redeem at YES Rewardz Portal
Benefits & Features
Great offers and discounts on movies, shopping, travel, and wellness at participating locations on YES Privileges.
Pros & Cons
Pros
- 20 Reward Points per ₹200 spent on Chemist/Pharmaceutical stores.
- 4 Reward Points per ₹200 spent on all other categories.
- 1% fuel surcharge waiver at all fuel stations in India.
Cons
- No spend-based waiver.
- No access to airport lounges.
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹0.2L+
Self-Emp
₹7.5L+
Networks