Yes Bank
Yes Bank Wellness Credit Card
rupayclassiccreditshopping
Annual Fee
₹499
Base Reward
4% points
Foreign Markup
3.5%
4.1/5
Welcome Benefits
N/A
Product Highlights
- Complimentary preventive health check-up every year.
- 6 Complimentary fitness sessions every month (Gym, Zumba, Yoga, etc).
- Unlimited health benefit offers.
- Earn Reward Points across multiple categories.
Rewards Details
Earn 20 Reward Points per ₹200 spent on Chemist/Pharmaceutical stores and 4 Reward Points per ₹200 spent on all other categories.
Reward Points — Redemption Value
- Redeem at YES Rewardz Portal
Benefits & Features
Great offers and discounts on movies, shopping, travel, and wellness at participating locations on YES Privileges.
Pros & Cons
Pros
- 20 Reward Points per ₹200 spent on Chemist/Pharmaceutical stores.
- 4 Reward Points per ₹200 spent on all other categories.
- 1% fuel surcharge waiver at all fuel stations in India.
Cons
- No spend-based waiver.
- No access to airport lounges.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5%
Interest Rate3.99% per month
Cash Advance2.5% of the transaction amount or ₹300, higher of the two.
Redemption Fee₹100 + GST
Eligibility
Min Age
21 yrs
Salaried
₹0.2L+
Self-Emp
₹7.5L+
Networks
rupay