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rupayclassiccredit
Yes Bank Wellness Credit Card
Yes Bank
shopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
4% points
Foreign Markup
3.5%
Interest Rate
3.99% per month
Welcome Benefits
N/A
Product Highlights
- Complimentary preventive health check-up every year.
- 6 Complimentary fitness sessions every month (Gym, Zumba, Yoga, etc).
- Unlimited health benefit offers.
- Earn Reward Points across multiple categories.
Rewards
Earn 20 Reward Points per ₹200 spent on Chemist/Pharmaceutical stores and 4 Reward Points per ₹200 spent on all other categories.
Redemption
Redeem at YES Rewardz Portal
Benefits & Features
Great offers and discounts on movies, shopping, travel, and wellness at participating locations on YES Privileges.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5%
Interest Rate3.99% per month
Cash Advance2.5% of the transaction amount or ₹300, higher of the two.
Redemption Fee₹100 + GST
Eligibility
Min Age
21 years
Max Age
60 years
Min Income (Salaried)
₹20,000
Min Income (Self-Employed)
₹7,50,000
Available Networks
rupay
Pros & Cons
Pros
- 20 Reward Points per ₹200 spent on Chemist/Pharmaceutical stores.
- 4 Reward Points per ₹200 spent on all other categories.
- 1% fuel surcharge waiver at all fuel stations in India.
Cons
- No spend-based waiver.
- No access to airport lounges.