HSBC
HSBC TravelOne Credit Card
Annual Fee
₹4,999
Base Reward
2% Reward Points
Foreign Markup
3.5%
Welcome Benefits
₹1,000 Cashback, PostCard Voucher Worth ₹3,000, and 3 Month EazyDiner Membership on Spending ₹10,000 Within 30 Days of Card Issuance
Product Highlights
- High reward rate for travel-related spending
- Complimentary airport lounge access
- Purchase protection benefits
Category Rewards
travel
4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends
4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends
other
2 Reward Points/₹100 for All Other Eligible Spends
2 Reward Points/₹100 for All Other Eligible Spends
Fee Waiver
Annual Fee is Waived on Spends of ₹8 Lakh Each Year
Rewards Details
Earn 4 Reward Points for every ₹100 spent on travel platforms, flights, and international transactions. Earn 2 Reward Points for every ₹100 spent on all other eligible spends.
- Transfer RPs to Various Hotel and Airlines Partners at 1:1 Ratio
Benefits & Features
Domestic: Six Free Lounge Visits Each Year (No spend-based criteria required) International: Four Free International Airport Lounge Visits Each Year (No spend-based criteria required) Complimentary lounge access across domestic and international airports.
Pros & Cons
Pros
- No exclusions for the calculation of spending done for the ₹12 lakh milestone benefit
- Many hotels and airlines available to transfer Reward Points
Cons
- PostCard voucher is only applicable to those staying at PostCard hotels
- 3.5% Forex charge negates benefits for international spending
Additional Info
Important note regarding the PostCard voucher validity
Conditions apply for welcome benefits
Accelerated Reward Points are capped at 50,000 points each month.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
18 yrs
Salaried
₹6.0L+
Networks
Fee Waiver
Annual Fee is Waived on Spends of ₹8 Lakh Each Year