HomeCredit CardsSwiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card

HDFC Bank

Swiggy HDFC Bank Credit Card

mastercardworldcreditdiningfood

Annual Fee

₹500

Base Reward

1% cashback

Foreign Markup

3.5% + GST

4.8/5

Welcome Benefits

Complimentary 3-Month Swiggy One Membership

Product Highlights

  • 10% Cashback across Swiggy app including food orders, Instamart, Dineout, and Genie
  • 5% Cashback on online spends across top brands
  • Complimentary 3-Month Swiggy One Membership as a welcome benefit

Category Rewards

dining

5% Cashback on Online Dining

5%

shopping

5% Cashback Online

5%

other

1% Cashback

1%

Fee Waiver

Annual Charges Waived on Spend of ₹2 Lakh

Merchant-Specific Rewards

Swiggy

Swiggy

10% Cashback(₹1,500 per billing cycle)

10%
Nykaa

Nykaa

5% Cashback(₹1,500 per billing cycle)

5%
BookMyShow

BookMyShow

5% Cashback(₹1,500 per billing cycle)

5%
Ola

Ola

5% Cashback(₹1,500 per billing cycle)

5%
Myntra

Myntra

5% Cashback(₹1,500 per billing cycle)

5%
Amazon

Amazon

5% Cashback(₹1,500 per billing cycle)

5%
Uber

Uber

5% Cashback(₹1,500 per billing cycle)

5%
Adidas

Adidas

5% Cashback(₹1,500 per billing cycle)

5%
H&M

H&M

5% Cashback(₹1,500 per billing cycle)

5%
Zomato

Zomato

5% Cashback

5%

Rewards Details

10% Cashback across Swiggy app including food orders, Instamart, Dineout, and Genie. 5% Cashback on online spends across top brands like Nykaa, BookMyShow, Ola, Myntra, Amazon, Uber, Adidas, H&M. 1% Cashback on other eligible categories. Max ₹1,500 cashback per billing cycle.

Redemption

Cashback Against Credit Card Statement

Benefits & Features

Domestic: N/A International: N/A

Pros & Cons

Pros

  • Get 10% cashback on all your Swiggy food delivery orders, including Genie and Instamart
  • Up to ₹1,500 cashback per month across major online shopping platforms
  • Complimentary Swiggy One membership for three months

Cons

  • No airport lounge access
  • Cashback on transactions of less than ₹100 is not applicable

Additional Info

Important: Cashback is not applicable on transactions of less than ₹100.

Cashback exclusions include rent, utilities, fuel, insurance, EMI, jewellery, and government spends.

Existing HDFC Credit Card holders can also apply for this card.

Max ₹1,500 cashback per month across major online shopping platforms.

Excluded Categories

fuelrentwalletEMIjewellerygovernment

Partner Merchants

SwiggyNykaaBookMyShowOlaMyntraAmazonUberAdidasH&M

Fees & Charges

Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverAnnual Charges Waived on Spend of ₹2 Lakh
Foreign Markup3.5% + GST
Interest Rate3.75% Per Month or 45% Per Annum
Cash Advance2.5% or ₹500, Whichever is Higher

Eligibility

Min Age

21 yrs

Salaried

₹0.1L+

Self-Emp

₹6.0L+

Networks

mastercard