SBI Card
BPCL SBI Octane Credit Card
Annual Fee
₹1,499
Base Reward
1% points
Foreign Markup
3.5% of the transaction amount
Welcome Benefits
6,000 Bonus Reward Points Worth ₹1,500
Product Highlights
- 6,000 Bonus Reward Points on the realization of the annual membership fee as a welcome benefit
- 25 reward points on spending ₹100 for fuel purchases at BPCL refill stations
- 10 reward points per ₹100 spent on groceries, departmental stores and movie ticket purchases
- 1% fuel surcharge waived on all petrol transactions up to ₹4,000
Category Rewards
fuel
7.25% Value Back
7.25% Value Back
dining
10 Reward Points/₹100
10 Reward Points/₹100
shopping
10 Reward Points/₹100
10 Reward Points/₹100
Fee Waiver
Next year’s renewal fee waived on annual expenditure of ₹2 lakh
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
BPCL
offline(Maximum 2,500 reward points per month)
Rewards Details
25 Reward Points for every ₹100 spent at BPCL fuel stations (Reward Rate = 7.25%), 10 Reward Points for every ₹100 spent on groceries, departmental stores, and movie tickets, and 1 Reward Point for every ₹100 spent on all other expenditures.
- Redeem RPs for Fuel at BPCL Stations, Against Statement, or for Products and Vouchers With SBI
Benefits & Features
Domestic: 4 complimentary access to domestic lounges every year (1 per quarter) International: N/A Full lounge access description not provided
Pros & Cons
Pros
- Welcome benefit of 6,000 Reward Points worth ₹1500
- Enjoy 10 Reward Points on spend of ₹100 at dining, movies and departmental stores
Cons
- There is a reward redemption fee of ₹99
- No insurance benefits are included with this account
Additional Info
Maximum 2,500 reward points per month on fuel purchases
Partner Merchants
Fees & Charges
Eligibility
Min Age
18 yrs
Salaried
₹0.3L+
Networks
Fee Waiver
Next year’s renewal fee waived on annual expenditure of ₹2 lakh