IndusInd Bank
IndusInd Bank PIONEER Private Credit Card
Annual Fee
₹29,500₹25,000 + GSTBase Reward
3% points
Foreign Markup
Zero Forex Charges
Welcome Benefits
6,000 Reward Points (On Spends of ₹1 Lakh)
Product Highlights
- Unlimited domestic and international lounge access
- 6,000 welcome reward points on spending ₹1 lakh
Fee Waiver
Annual Fee Waiver on Spends of ₹10 Lakh or More in a Year
Reward Calculator
Costs you ₹28,750/year
Break-even needs ~₹9,83,334/month at your reward mix.
₹25K
across all your buckets
3K
IndusInd PIONEER Private Reward Points
₹750
via statement credit · ₹0.25/pt
Effective rate
0.25%
Annual fee
₹29,500
Year 1 net
₹-28,750
Year 2+ net
₹-28,750
ongoing
Adjust your spend by reward bucket
1 bucketsRewards Details
3 Reward Points for All Eligible Spends and 0.7 Reward Points on Select Categories (Utilities, Education, Government Transactions)
- Redeem Points at Indus Moments. You Can Redeem at a 1:1 Ratio for Cash Credit, Airmiles, and Gift Vouchers
Benefits & Features
Domestic: Unlimited Domestic Airport Lounge Access International: Unlimited International Airport Lounge Access (Through Priority Pass) Unlimited lounge access worldwide, along with premium airport services such as Meet & Greet and transfers.
Pros & Cons
Pros
- No Forex markup charges
- Unlimited lounge access
Cons
- No reward points for fuel
Additional Info
First-Year Free Credit Card
Annual fee of ₹25,000 + GST from the second year onwards
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks
Fee Waiver
Annual Fee Waiver on Spends of ₹10 Lakh or More in a Year