All Cards
rupaybasiccredit
Reliance SBI Card
SBI Card
shopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
5% points
Foreign Markup
3.5% of the Transaction Amount
Fee Waiver
Waiver of Annual Charges on Spends of ₹1 Lakh
Interest Rate
3.5% Per Month (42% Annually)
Welcome Benefits
Reliance Retail Vouchers Worth ₹500 and Discount Vouchers of ₹3,200
Product Highlights
- 5 Reward Points for every ₹100 spent on purchases made at Reliance Stores
- 5 Reward Points for dining and movies
Rewards
5 Reward Points on purchases made at Reliance Retail Stores, Dining & Movies Per ₹100 Spent. 1 Reward Point Per ₹100 Spent on Other Retail Purchases.
Redemption
1 RP = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 5%(5 Reward Points on Reliance Retail Stores) | No cap |
dining | 5%(5 Reward Points on Dining) | No cap |
other | 1%(1 Reward Point on Other Retail Purchases) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Reliance Trends | 5 Reward Points(Up to ₹250 Per Month) | offline |
| AJIO | 5% Instant Discount(Up to ₹250 Per Month) | online |
| Centro | 5% Instant Discount(Up to ₹250 Per Month) | offline |
| Zivame | 5% Instant Discount(Up to ₹250 Per Month) | offline |
| Clovia | 5% Instant Discount(Up to ₹250 Per Month) | offline |
| Coverstory | 5% Instant Discount(Up to ₹250 Per Month) | offline |
| JioMart | 5% Cashback(Up to ₹250 Per Month) | online |
| Urban Ladder | 5% Instant Discount(Up to ₹250 Per Month) | offline |
| Netmeds | 5% Instant Discount(Up to ₹250 Per Month) | online |
| Fashion Factory | 5% Instant Discount(Up to ₹250 Per Month) | offline |
Benefits & Features
5 Reward Points on Dining Per ₹100 Spent.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverWaiver of Annual Charges on Spends of ₹1 Lakh
Foreign Markup3.5% of the Transaction Amount
Interest Rate3.5% Per Month (42% Annually)
Cash Advance2.5% or a Minimum of ₹500
Redemption Fee₹99
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Low joining fee of ₹499
- 5 Reward Points for spends made on dining and movies
Cons
- No complimentary lounge access
- Mainly beneficial for customers who shop at Reliance stores
Additional Info
This card is mainly beneficial for customers who make regular purchases from Reliance stores.
Maximum fuel surcharge of ₹100 can be availed in a month (₹1,200 annually).
Excluded Categories
fuelrent
Partner Merchants
Reliance TrendsAJIOCentroZivameCloviaCoverstoryJioMartUrban LadderNetmedsFashion Factory