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Reliance SBI Card

SBI Card

Reliance SBI Card

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Annual Fee

₹499

Base Reward

5% points

Foreign Markup

3.5% of the Transaction Amount

4.3/5

Welcome Benefits

Reliance Retail Vouchers Worth ₹500 and Discount Vouchers of ₹3,200

Product Highlights

  • 5 Reward Points for every ₹100 spent on purchases made at Reliance Stores
  • 5 Reward Points for dining and movies

Category Rewards

shopping

5 Reward Points on Reliance Retail Stores

5 Reward Points on Reliance Retail Stores

dining

5 Reward Points on Dining

5 Reward Points on Dining

other

1 Reward Point on Other Retail Purchases

1 Reward Point on Other Retail Purchases

Fee Waiver

Waiver of Annual Charges on Spends of ₹1 Lakh

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Reliance Trends

Reliance Trends

offline(Up to ₹250 Per Month)

5 Reward Points
AJIO

AJIO

online(Up to ₹250 Per Month)

5% Instant Discount
Centro

Centro

offline(Up to ₹250 Per Month)

5% Instant Discount
Zivame

Zivame

offline(Up to ₹250 Per Month)

5% Instant Discount
Clovia

Clovia

offline(Up to ₹250 Per Month)

5% Instant Discount
Coverstory

Coverstory

offline(Up to ₹250 Per Month)

5% Instant Discount
JioMart

JioMart

online(Up to ₹250 Per Month)

5% Cashback
Urban Ladder

Urban Ladder

offline(Up to ₹250 Per Month)

5% Instant Discount
Netmeds

Netmeds

online(Up to ₹250 Per Month)

5% Instant Discount
Fashion Factory

Fashion Factory

offline(Up to ₹250 Per Month)

5% Instant Discount

Rewards Details

5 Reward Points on purchases made at Reliance Retail Stores, Dining & Movies Per ₹100 Spent. 1 Reward Point Per ₹100 Spent on Other Retail Purchases.

Reward Points — Redemption Value
  • 1 RP = ₹0.25

Benefits & Features

5 Reward Points on Dining Per ₹100 Spent.

Pros & Cons

Pros

  • Low joining fee of ₹499
  • 5 Reward Points for spends made on dining and movies

Cons

  • No complimentary lounge access
  • Mainly beneficial for customers who shop at Reliance stores

Additional Info

This card is mainly beneficial for customers who make regular purchases from Reliance stores.

Maximum fuel surcharge of ₹100 can be availed in a month (₹1,200 annually).

Excluded Categories

fuelrent

Partner Merchants

Reliance TrendsAJIOCentroZivameCloviaCoverstoryJioMartUrban LadderNetmedsFashion Factory

Fees & Charges

Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverWaiver of Annual Charges on Spends of ₹1 Lakh
Foreign Markup3.5% of the Transaction Amount
Interest Rate3.5% Per Month (42% Annually)
Cash Advance2.5% or a Minimum of ₹500
Redemption Fee₹99

Eligibility

Networks

rupay
Reliance SBI Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane