AU Small Finance Bank
AU Bank Traverse Credit Card
Annual Fee
₹4,999
Base Reward
1% points
Foreign Markup
0.99%
Welcome Benefits
MakeMyTrip Voucher Worth ₹5,000 on Activation Within 30 Days
Product Highlights
- Premium lifestyle and travel credit card
- Low forex markup of 0.99%
- Complimentary domestic & international lounge access
- Milestone Taj voucher
Category Rewards
travel
4 Reward Points per ₹100 on International Spends
4 Reward Points per ₹100 on International Spends
other
2 Reward Points per ₹100 on Domestic Spends
2 Reward Points per ₹100 on Domestic Spends
utilities
1 Reward Point per ₹100 on Insurance, Utility & Telecom Spends
1 Reward Point per ₹100 on Insurance, Utility & Telecom Spends
Fee Waiver
Waived on Spending ₹6 Lakh in a Year
Rewards Details
4 Reward Points per ₹100 on International Spends, 2 Reward Points per ₹100 on Domestic Spends, and 1 Reward Point per ₹100 on Insurance, Utility & Telecom Spends.
- Redeem Reward Points at AU Rewardz Portal
Benefits & Features
Domestic: 8 Free Visits Per Year, Limited to 2 per Quarter (Powered by DreamFolks) (Spend at least ₹20,000 in a single calendar quarter) International: 8 Complimentary Visits Per Year, Max 2 per Quarter (Powered by Priority Pass) Cardholders must spend at least ₹20,000 in a single calendar quarter to qualify for free domestic airport lounge access.
Pros & Cons
Pros
- Low forex markup of 0.99%
- Complimentary lounge access (domestic & international)
- No cash advance charges
Cons
- Domestic lounge access requires a quarterly spend of ₹20,000
- No golf or insurance coverage
Additional Info
Important note 1
Note 2
Maximum of 25,000 Reward Points per statement cycle.
Partner Merchants
Fees & Charges
Eligibility
Networks
Fee Waiver
Waived on Spending ₹6 Lakh in a Year