Axis Bank Reserve Credit Card

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Annual Fee

₹50,000

Base Reward

1.5% points

Foreign Markup

1.5% of the transaction amount

4.4/5

Welcome Benefits

15,000 EDGE Reward Points on Card Activation

Product Highlights

15,000 bonus Edge Reward Points as a welcome benefit.
2X Reward Points on all international spends.
Lower mark-up fee of 1.5% on foreign currency transactions.
Unlimited domestic and international airport lounge access.

Fee Waiver

Renewal fee waived off on a minimum expenditure of ₹35 lacs in the preceding 12 months

Rewards Details

Earn 15 EDGE Points for every ₹200 spent with the card, and 30 EDGE Points on international spends.

Reward Points — Redemption Value

Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank’s Edge Rewards redemption portal.

Benefits & Features

Domestic: Unlimited domestic airport lounge access (Available for both primary and add-on card holders) International: Unlimited international airport lounge access every year (Complimentary Priority Pass membership) Unlimited complimentary lounge access at domestic and international airports.

Pros & Cons

Pros

Over 50 complimentary golf rounds with this card.
Unlimited domestic and international lounge access.

Cons

High joining fee of ₹50,000 may not be affordable for everyone.

Fees & Charges

Annual Fee₹50,000

Joining Fee₹50,000 + GST

Fee WaiverRenewal fee waived off on a minimum expenditure of ₹35 lacs in the preceding 12 months

Foreign Markup1.5% of the transaction amount

Interest Rate3% per month (or 42.58% annually)

Cash AdvanceNil

Eligibility

Networks

visamastercard

Fee Waiver

Renewal fee waived off on a minimum expenditure of ₹35 lacs in the preceding 12 months