HSBC
HSBC Premier Credit Card
Annual Fee
₹20,000
Base Reward
3% points
Foreign Markup
0.99%
Welcome Benefits
20,000 reward points on card activation
Product Highlights
- Earn 3 reward points for every ₹100 spent
- Unlimited domestic and international airport lounge access
- 20,000 welcome reward points on card activation
Fee Waiver
Waived on meeting HSBC Premier eligibility criteria
Rewards Details
Earn 3 reward points for every ₹100 spent. Earn up to 12X reward points on hotels, flights, and car rentals on Travel with Points. Reward points never expire.
- 1 reward point = ₹1 at Apple, up to 5% cashback on select transactions.
Benefits & Features
Domestic: Unlimited domestic lounge access International: 8 international guest visits Unlimited domestic lounge access for cardholders. 8 international guest visits included.
Pros & Cons
Pros
- High reward points earning rate
- Unlimited lounge access
- Comprehensive travel insurance
Cons
- High annual fee
- Eligibility limited to HSBC Premier customers
Additional Info
You must be an existing HSBC Premier customer to apply.
The card is only available to HSBC Premier banking customers.
To qualify for HSBC Premier, maintain an average quarterly Total Relationship Balance of ₹50,00,000 or a salary account with a net monthly salary credit of ₹300,000.
Fees & Charges
Eligibility
Salaried
₹3.0L+
Networks
Fee Waiver
Waived on meeting HSBC Premier eligibility criteria