IDFC FIRST Bank
Business Max Credit Card
visaplatinumcreditbusinessonline
Annual Fee
FREE
Base Reward
10% cashback
Foreign Markup
3.5% + GST
4.8/5
Welcome Benefits
10X Rewards on first transaction
Product Highlights
- Lifetime Free
- 10X Rewards
- Zero Forex
- Low APR
- 10X Rewards on business spends
Category Rewards
other
10X Rewards on business spends
10%
shopping
10X Rewards on business spends
10%
Rewards Details
Earn 10X Rewards on all business-related spends.
Redemption
1 Reward Point = ₹1 against statement
Benefits & Features
Domestic: 4 complimentary visits per quarter via DreamFolks (Min ₹2L quarterly retail spend required) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description
Pros & Cons
Pros
- Lifetime free
- 10X rewards on business spends
- No forex charges
- 10X Rewards on business spends
- Low APR
Cons
- Limited to business-related transactions
- High interest rate
- High foreign markup
Additional Info
Important note 1
Note 2
Max reward cap of ₹10,000 per month
Excluded Categories
personal expensesentertainment
Partner Merchants
Amazon BusinessFlipkart Business
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of amount, min ₹500
Eligibility
Min Age
21 yrs
Salaried
₹0.5L+
Self-Emp
₹10.0L+
Networks
visamastercardrupay