AU Altura Plus Credit Card

rupayclassiccreditshopping

Annual Fee

₹499

Base Reward

1.5% cashback

Foreign Markup

3.49% on all foreign currency spends.

4.5/5

Product Highlights

1.5% cashback on retail spends at merchant outlets.
Unlimited reward points with no maximum cap.

Category Rewards

shopping

1.5% CashBack

1.5%

Fee Waiver

Spend Rs. 80,000 in a card anniversary to waive the annual charges

Rewards Details

1.5% cashback on all POS retail spends, 2 Reward Points on every Rs. 100 spent on online purchases, 500 bonus Reward Points on achieving the milestone spend of Rs. 20,000 in a calendar month.

Redemption

1 Reward Point = Re. 0.25

Benefits & Features

Domestic: 2 complimentary visits per quarter (Available at Kolkata, Ahmedabad, Jaipur, New Delhi, Madurai, and Agra.) Complimentary visits can be availed by primary as well as add-on cardholders.

Pros & Cons

Pros

You get free railway lounge access with this card.

Cons

There isn’t any airport lounge access provided with this card.

Additional Info

Important note regarding cashback limits and reward points.

Maximum cashback per statement cycle is capped at Rs. 100.

Excluded Categories

fuel

Partner Merchants

Flipkart

Fees & Charges

Annual Fee₹499

Joining Fee₹499 + GST

Fee WaiverSpend Rs. 80,000 in a card anniversary to waive the annual charges

Foreign Markup3.49% on all foreign currency spends.

Interest Rate3.59% Per Month (43.08% Per Annum)

Cash Advance2.5% or ₹500 Whichever is Higher

Eligibility

Min Age

21 yrs

Networks

rupay

Fee Waiver

Spend Rs. 80,000 in a card anniversary to waive the annual charges