IndusInd Bank
IndusInd Bank Duo Plus Credit Card
Annual Fee
₹943₹799 + GSTBase Reward
0.67% points
Foreign Markup
2% on all foreign currency spends
Welcome Benefits
Vouchers Worth ₹1,000 from Any One of the Following Brands - Bata, United Colors of Benetton, Levis, Pantaloons, Pizza Hut
Product Highlights
- A credit cum debit card.
- Welcome gift vouchers worth ₹1,000.
- Get 1 Reward Points on every ₹150 you spend.
- Exclusive travel insurance benefits.
- 24*7 concierge services.
- Low forex markup fee of 2%
Reward Calculator
Costs you ₹443/year
Break-even needs ~₹47,150/month at your reward mix.
₹25K
across all your buckets
2.0K
IndusInd Reward Points
₹500
via statement credit · ₹0.25/pt
Effective rate
0.17%
Annual fee
₹943
Year 1 net
₹-443
Year 2+ net
₹-443
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
You earn 1 Reward Point for every ₹150 spent. On booking movie tickets on BookMyShow, you get 1 free movie ticket every time you book one ticket.
- 1 RP = ₹0.50 for Redemption Against Cash Credit
Benefits & Features
Complimentary Priority Pass membership for lounge access
Pros & Cons
Pros
- 1 Reward Point for every ₹150 spent
- Buy 1 get 1 free offer on movie tickets
- Low foreign currency markup fee of 2%
- Comprehensive insurance coverage
Cons
- Joining fee of ₹1,500 + GST
- No complimentary domestic lounge access
- Redemption fee of ₹100
Additional Info
A maximum of 2,500 Reward Points can be redeemed in a month.
Partner Merchants
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