Kotak Mahindra Bank
Kotak Mahindra Bank UPI RuPay Credit Card
rupayclassiccreditshopping
Annual Fee
FREE
Base Reward
3% points
Foreign Markup
3.5% Per Transaction + GST
4.4/5
Welcome Benefits
N/A
Product Highlights
- Lifetime free RuPay credit card
- Virtual RuPay credit card
- Link to UPI applications like Google Pay, Paytm, PhonePe
Rewards Details
Earn three Reward Points on every spend of ₹100 made with this card. There is no capping on Reward Points earned.
Reward Points — Redemption Value
- 1,000 Reward Points = ₹100
Pros & Cons
Pros
- You can earn reward points on your UPI spends with this card.
- Earn 3 Reward Points per spend of ₹100 made with this card.
Cons
- There are no welcome benefits associated with this card.
- Apart from reward points, there aren’t many benefits with this card.
Partner Merchants
Google PayPhonePeBHIMSlicePaytm
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% Per Transaction + GST
Interest Rate3.5% (Annual Rate – 42%)
Eligibility
Min Age
18 yrs
Networks
rupay