fintech
SBM ZET Credit Card
rupayclassiccreditdiningshopping
Annual Fee
FREE
Base Reward
15% points
Foreign Markup
2.49%
4.5/5
Product Highlights
- Lifetime Free
- Easy Application Process
- UPI-enabled RuPay Credit Card
- Earn Interest on Fixed Deposits Up to 7%
- Low Forex Charge of 2.4%
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Myntra
online
20% Rewards
Swiggy
online
20% Off
Zomato
online
20% Off
BookMyShow
online
20% Off
Flipkart
online
8% Rewards
Amazon
online
5% Rewards
Rewards Details
Earn 5% rewards on Amazon, 8% rewards on Flipkart, 20% rewards on Myntra, and enjoy up to 20% off on Swiggy, Zomato, and BookMyShow.
Reward Points — Redemption Value
- 1 ZET Coin = ₹0.20 (for Cash Conversion). 1 ZET Coin = ₹0.25 (for Vouchers)
Benefits & Features
Up to 20% off on Swiggy, Zomato, and BookMyShow
Pros & Cons
Pros
- Lifetime free card
- No income proof required
- Quick credit building
- Link with UPI apps
Cons
- Minimum fixed deposit of ₹5,000 required
- Penalty of ₹499 if card is canceled within the first six months
Additional Info
Minimum fixed deposit of ₹5,000 required
Penalty of ₹499 if card is canceled within the first six months
Partner Merchants
SwiggyZomatoBookMyShowMyntraFlipkartAmazon
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup2.49%
Interest Rate3.5% Per Month or 42% Per Annum
Cash Advance3.5% of the Amount Withdrawn or ₹300 (Whichever is Higher)
Eligibility
Networks
rupay