HomeCredit CardsICICI Bank Coral Credit Card
ICICI Bank Coral Credit Card

ICICI Bank

ICICI Bank Coral Credit Card

visabasiccreditmoviesdining

Annual Fee

₹500

Base Reward

1% points

Foreign Markup

3.5% of the transaction amount

4.4/5

Product Highlights

  • 2 Reward Points per ₹100 spent on all purchases except fuel.
  • 1 complimentary domestic lounge access every quarter.
  • 25% discount on movie ticket booking on BookMyShow and Inox.

Category Rewards

entertainment

2 Reward Points per ₹100

2 Reward Points per ₹100

dining

2 Reward Points per ₹100

2 Reward Points per ₹100

Fee Waiver

Waived on ₹1.5L annual spend

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
BookMyShow

BookMyShow

online

2 Reward Points per ₹100
Inox

Inox

online

2 Reward Points per ₹100

Rewards Details

Earn 2 Reward Points per ₹100 spent on all purchases except fuel, and 1 Reward Point per ₹100 spent on utilities and insurance. Enjoy discounts on movie tickets at BookMyShow and Inox.

Reward Points — Redemption Value
  • 1 Reward Point = ₹0.25

Benefits & Features

Domestic: 4 complimentary visits per year (Spend ₹75,000 in the previous calendar quarter.) International: N/A Complimentary access to domestic lounges without any spend-based criteria.

Pros & Cons

Pros

  • Free railway lounge access without spending criteria.
  • Linkable to UPI for payments.

Cons

  • No joining benefits for paid Coral variant.

Additional Info

Important note 1

Note 2

N/A

Excluded Categories

fuel

Partner Merchants

BookMyShowInoxTGI FridaysCafé Coffee DayPizza HutMainland ChinaVaango

Fees & Charges

Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverWaived on ₹1.5L annual spend
Foreign Markup3.5% of the transaction amount
Interest Rate3.75% per month
Cash Advance2.5% of amount, min ₹500
Redemption Fee₹99 + GST

Eligibility

Min Age

23 yrs

Salaried

5.0L+

Networks

visamastercardrupayamex
ICICI Bank Coral Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane