HomeCredit CardsAU Zenith+ Credit Card
AU Zenith+ Credit Card

AU Small Finance Bank

AU Zenith+ Credit Card

visaplatinumcredittraveldiningshopping

Annual Fee

₹4,999

Base Reward

1% points

Foreign Markup

0.99% of the transaction amount

4.6/5

Welcome Benefits

Luxury Gift Vouchers or Reward Points Worth ₹5,000

Product Highlights

  • Luxury brand gift vouchers worth ₹5000 as welcome benefit
  • Complimentary Taj Epicure membership on spending ₹12 Lakhs in the year

Category Rewards

dining

2 RPs per ₹100 spent

2 RPs per ₹100 spent

travel

2 RPs per ₹100 spent

2 RPs per ₹100 spent

other

1 RP per ₹100 spent

1 RP per ₹100 spent

Fee Waiver

Renewal fee waiver on spending ₹8 Lakhs in the year

Rewards Details

Earn 2 RPs per ₹100 spent on dining, international, and travel spends. Earn 1 RP per ₹100 spent elsewhere.

Reward Points — Redemption Value

    Benefits & Features

    Domestic: 16 complimentary domestic lounge access per annum (Max 4 per quarter) International: 16 complimentary international lounge access per annum (Max 4 per quarter with Priority Pass membership) Full lounge access description

    Pros & Cons

    Pros

    • 2 RPs per ₹100 on dining, international, and travel spends
    • 16 complimentary domestic and international lounge access

    Cons

    • High annual fee of ₹4999 + GST
    • Cash advances not eligible for reward points

    Additional Info

    Important note 1

    Note 2

    Max reward cap info

    Excluded Categories

    fuelrent

    Partner Merchants

    Taj HotelsMichael KorsTata Cliq

    Fees & Charges

    Annual Fee₹4,999
    Joining Fee₹4,999 + GST
    Fee WaiverRenewal fee waiver on spending ₹8 Lakhs in the year
    Foreign Markup0.99% of the transaction amount
    Interest Rate1.99% per month
    Cash Advance2.5% of amount, min ₹100
    Redemption Fee₹99 + GST

    Eligibility

    Min Age

    21 yrs

    Salaried

    2.5L+

    Networks

    visamastercardrupay
    AU Zenith+ Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane