Bank of Baroda
BOBCARD ICSI Diamond Credit Card
visaclassiccredittravelshopping
Annual Fee
FREE
Base Reward
1% points
Foreign Markup
2%
4.5/5
Welcome Benefits
Free Fit Pass Pro Membership for 6 Months and 500 Bonus Reward Points
Product Highlights
- Complimentary 6-month Fit Pass Pro membership.
- Get up to 5 Reward Points on every ₹100 you spend.
- Get free domestic lounge access every year.
- Get a low forex markup fee of only 2%.
- Get air accidental covers worth ₹15 lakhs.
Category Rewards
utilities
5x Rewards on utility bills
5x Rewards on utility bills
dining
5x Rewards on dining
5x Rewards on dining
shopping
5x Rewards on online purchases
5x Rewards on online purchases
Rewards Details
1 Reward Point on every spend of ₹100 and 5x Rewards on utility bills, dining, and online purchases.
Reward Points — Redemption Value
- 1 Reward Point = ₹0.25
Benefits & Features
Domestic: 12 complimentary domestic lounge access every year (3 per quarter) Full lounge access description
Pros & Cons
Pros
- Lifetime free card.
- High reward rate on utility, dining, and online purchases.
- Complimentary lounge access.
- Low forex markup fee.
Cons
- No reward points on fuel purchases.
- Limited international lounge access.
Additional Info
Excluded Categories
fuel
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup2%
Interest Rate3.49% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum of ₹300.
Eligibility
Min Age
18 yrs
Networks
visa