SBI SimplyCLICK Credit Card
SBI Card
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
1% points
Foreign Markup
3.5%
Fee Waiver
Annual charges waived on spends of ₹1 lakh
Interest Rate
3.75% per month
Welcome Benefits
Amazon Gift Card Worth ₹500
Product Highlights
- Gift vouchers worth ₹500 from Amazon as a welcome benefit
- Annual fee waiver of ₹499 on yearly spending of ₹1,00,000
Rewards
10X Reward Points on partner brands including Apollo 24×7, Swiggy, Gyftr, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra; 5X Reward Points on online purchases; 1 Reward Point for every ₹100 spent on offline purchases.
Redemption
1 RP = ₹0.25
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Apollo 24×7 | 10X Reward Points | online |
| Swiggy | 10X Reward Points | online |
| Gyftr | 10X Reward Points | online |
| BookMyShow | 10X Reward Points | online |
| Cleartrip | 10X Reward Points | online |
| Dominos | 10X Reward Points | online |
| IGP | 10X Reward Points | online |
| Myntra | 10X Reward Points | online |
| Netmeds | 10X Reward Points | online |
| Yatra | 10X Reward Points | online |
| Amazon | 5X Reward Points | online |
Benefits & Features
1% fuel surcharge waived on fuel transactions from ₹500 to ₹3,000 (max waiver capped at ₹100 per month)
Fees & Charges
Eligibility
Min Age
18 years
Max Age
65 years
Min Income (Salaried)
₹20,000
Min Income (Self-Employed)
₹20,000
Available Networks
Pros & Cons
Pros
- Welcome voucher worth ₹500 from Amazon
- Earn vouchers worth up to ₹4,000 on achieving milestone spends
Cons
- No domestic or international lounge access
- No travel benefits or insurance benefits
Additional Info
This card is suitable for frequent online shoppers.
No travel or dining benefits are included.
Max cap of 10,000 Reward Points per month on Bonus (at 5X or 10X rate)
Excluded Categories