HomeCredit CardsSBI SimplyCLICK Credit Card
SBI SimplyCLICK Credit Card

SBI Card

SBI SimplyCLICK Credit Card

visaclassiccreditshoppingonline

Annual Fee

₹499

Base Reward

1% points

Foreign Markup

3.5%

4.8/5

Welcome Benefits

Amazon Gift Card Worth ₹500

Product Highlights

  • Gift vouchers worth ₹500 from Amazon as a welcome benefit
  • Annual fee waiver of ₹499 on yearly spending of ₹1,00,000

Fee Waiver

Annual charges waived on spends of ₹1 lakh

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Apollo 24×7

Apollo 24×7

online

10X Reward Points
Swiggy

Swiggy

online

10X Reward Points
Gyftr

Gyftr

online

10X Reward Points
BookMyShow

BookMyShow

online

10X Reward Points
Cleartrip

Cleartrip

online

10X Reward Points
Dominos

Dominos

online

10X Reward Points
IGP

IGP

online

10X Reward Points
Myntra

Myntra

online

10X Reward Points
Netmeds

Netmeds

online

10X Reward Points
Yatra

Yatra

online

10X Reward Points
Amazon

Amazon

online

5X Reward Points

Rewards Details

10X Reward Points on partner brands including Apollo 24×7, Swiggy, Gyftr, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra; 5X Reward Points on online purchases; 1 Reward Point for every ₹100 spent on offline purchases.

Reward Points — Redemption Value
  • 1 RP = ₹0.25

Benefits & Features

1% fuel surcharge waived on fuel transactions from ₹500 to ₹3,000 (max waiver capped at ₹100 per month)

Pros & Cons

Pros

  • Welcome voucher worth ₹500 from Amazon
  • Earn vouchers worth up to ₹4,000 on achieving milestone spends

Cons

  • No domestic or international lounge access
  • No travel benefits or insurance benefits

Additional Info

This card is suitable for frequent online shoppers.

No travel or dining benefits are included.

Max cap of 10,000 Reward Points per month on Bonus (at 5X or 10X rate)

Excluded Categories

fuelrent

Partner Merchants

Apollo 24×7SwiggyGyftrBookMyShowCleartripDominosIGPMyntraNetmedsYatra

Fees & Charges

Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverAnnual charges waived on spends of ₹1 lakh
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawal amount or a minimum fee of ₹500
Redemption Fee₹99 + GST

Eligibility

Min Age

18 yrs

Salaried

0.2L+

Self-Emp

0.2L+

Networks

visamastercardrupay