All Cards
mastercardselectcredit
TATA STAR Select Credit Card
SBI Card
shoppingtravel
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
3% points
Foreign Markup
3.5%
Interest Rate
3.5% per month; 42% per annum
Welcome Benefits
e-Gift voucher worth ₹3,500 from STAR Rewards
Product Highlights
- e-Gift Voucher worth ₹3,500
- Up to 8 complimentary lounge visits per year
- 1% fuel surcharge waiver
Rewards
Earn 3 Reward Points for every ₹100 spent on departmental & grocery stores, dining & international spends; 1 Reward Point for every ₹100 spent on other retail spends.
Redemption
1 RP = ₹1
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
grocery | 3%(3 Reward Points for every ₹100 spent) | No cap |
dining | 3%(3 Reward Points for every ₹100 spent) | No cap |
other | 1%(1 Reward Point for every ₹100 spent) | No cap |
Benefits & Features
Domestic: 2 complimentary visits every quarter Access to premium Mastercard lounges at airports in India.
Fees & Charges
Annual Fee₹2,999
Joining Fee₹2,999 + GST
Foreign Markup3.5%
Interest Rate3.5% per month; 42% per annum
Cash Advance2.5% of transaction amount or ₹500
Redemption Fee₹99 + GST
Eligibility
Available Networks
mastercard
Pros & Cons
Pros
- Bonus vouchers available for milestone spends of ₹4 lakhs or ₹5 lakhs
- Earn up to 3 Reward Points for every ₹100 spent on groceries, dining, and more
Cons
- No insurance benefits are offered with the card
- The Forex Markup fee of this card is 3.5%, which is quite high
Partner Merchants
STAR outlets