SBI Card
TATA STAR Select Credit Card
mastercardselectcreditshoppingtravel
Annual Fee
₹2,999
Base Reward
3% points
Foreign Markup
3.5%
4.1/5
Welcome Benefits
e-Gift voucher worth ₹3,500 from STAR Rewards
Product Highlights
- e-Gift Voucher worth ₹3,500
- Up to 8 complimentary lounge visits per year
- 1% fuel surcharge waiver
Category Rewards
grocery
3 Reward Points for every ₹100 spent
3 Reward Points for every ₹100 spent
dining
3 Reward Points for every ₹100 spent
3 Reward Points for every ₹100 spent
other
1 Reward Point for every ₹100 spent
1 Reward Point for every ₹100 spent
Rewards Details
Earn 3 Reward Points for every ₹100 spent on departmental & grocery stores, dining & international spends; 1 Reward Point for every ₹100 spent on other retail spends.
Reward Points — Redemption Value
- 1 RP = ₹1
Benefits & Features
Domestic: 2 complimentary visits every quarter Access to premium Mastercard lounges at airports in India.
Pros & Cons
Pros
- Bonus vouchers available for milestone spends of ₹4 lakhs or ₹5 lakhs
- Earn up to 3 Reward Points for every ₹100 spent on groceries, dining, and more
Cons
- No insurance benefits are offered with the card
- The Forex Markup fee of this card is 3.5%, which is quite high
Partner Merchants
STAR outlets
Fees & Charges
Annual Fee₹2,999
Joining Fee₹2,999 + GST
Foreign Markup3.5%
Interest Rate3.5% per month; 42% per annum
Cash Advance2.5% of transaction amount or ₹500
Redemption Fee₹99 + GST
Eligibility
Networks
mastercard