IDFC FIRST Bank
Diamond Reserve Credit Card
visapremiumcredittravellifestyle
Annual Fee
₹3,000
Base Reward
1% cashback
Foreign Markup
3.5% + GST
4.8/5
Product Highlights
- Premium travel benefits
- Lifestyle rewards
Category Rewards
travel
5% CashBack on travel bookings
5%
Merchant-Specific Rewards
Travelocity
5% CashBack
5%
MakeMyTrip
5% CashBack
5%
Cleartrip
5% CashBack
5%
Rewards Details
Earn 5% CashBack on travel bookings through select partners.
Redemption
1 CashPoint = ₹1 against statement
Benefits & Features
Domestic: 4 complimentary visits per quarter via DreamFolks (Min ₹2L quarterly retail spend required) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description
Pros & Cons
Pros
- 5% CashBack on travel bookings
- Complimentary lounge access
Cons
- High annual fee
- Limited merchant partnerships
Additional Info
Important note 1
Note 2
Excluded Categories
fuelrent
Partner Merchants
TravelocityMakeMyTripCleartrip
Fees & Charges
Annual Fee₹3,000
Joining Fee₹3,000
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of amount, min ₹500
Eligibility
Min Age
21 yrs
Salaried
₹0.5L+
Self-Emp
₹8.0L+
Networks
visa