Kotak White Credit Card
Kotak Mahindra Bank
Annual Fee
₹3,000
Joining Fee
₹3,000 + GST
Base Reward
0% points
Foreign Markup
3.5% + GST
Fee Waiver
Annual fee waived on expenditure of ₹5 lakh in the preceding year
Interest Rate
3.1% per month (37.2% annually)
Welcome Benefits
Voucher worth ₹1,500 on spending ₹30,000 within 60 days of card setup
Product Highlights
- Earn White Pass value on achieving spends-based milestones
- Complimentary Priority Pass membership
Rewards
Earn White Pass value upon achieving spends-based milestones. White Pass value can be redeemed against shopping vouchers from popular brands including Amazon, Taj Hotels, Hugo Boss, Nature's Basket, Lakme, and many more from the Kotak White portal.
Redemption
White Pass value redeemable for vouchers from partner brands
Benefits & Features
Domestic: 8 complimentary domestic lounge access annually (2/quarter) International: 4 complimentary international lounge access annually with Priority Pass Complimentary Priority Pass membership with access to over 1,300 airport lounges across 148 countries.
Fees & Charges
Eligibility
Min Age
28 years
Max Age
65 years
Min Income (Self-Employed)
₹25,00,000
Available Networks
Pros & Cons
Pros
- Unique White Pass rewards system
- Complimentary lounge access
- Waived fuel surcharge
Cons
- Annual fee of ₹3,000
- Minimum spend of ₹2 lakh to activate rewards