IndusInd Bank
EazyDiner IndusInd Bank Credit Card
Annual Fee
₹2,359₹1,999 + GSTBase Reward
1% points
Foreign Markup
3.5%
Welcome Benefits
2,000 Bonus EazyPoints, Complimentary Membership of EazyDiner Prime, and Postcard Hotel Stay Voucher Worth ₹7,500
Product Highlights
- 2,000 EazyPoints welcome bonus
- Complimentary EazyDiner Prime membership worth ₹3,550
- Postcard Hotels stay voucher worth ₹7,500
Category Rewards
dining
50% Discount on Dining via EazyDiner
50X
travel
10 Reward Points for Hotel, Travel, Shopping, and Entertainment
10X
Specialty
4 Reward Points/₹100 on All Other Spends
4 pts/₹100
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
eazydiner
EazyDiner / PayEazy spends 2X EazyPoints
Reward Calculator
Costs you ₹1,579/year
Break-even needs ~₹39,317/month at your reward mix.
₹13K
across all your buckets
3.1K
IndusInd Reward Points + EazyPoints
₹780
via statement credit · ₹0.25/pt
Effective rate
0.50%
Annual fee
₹2,359
Year 1 net
₹-1,579
Year 2+ net
₹-1,579
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, insurance, rent, utility, government payment
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 10 Reward Points for every ₹100 spent on Hotel, Travel, Shopping, and Entertainment. Earn 4 Reward Points for every ₹100 spent on all other eligible retail spends.
- Redeem Points for Payment of Bills via PayEazy on EazyDiner. 1 RP = ₹0.10
Benefits & Features
50% Discount on Dining via EazyDiner
Pros & Cons
Pros
- Must-have for frequent diners
- Free alcohol beverage at selected restaurants
- Discounts up to ₹1,000
- Bonus reward points
Cons
- Restaurant discounts limited to select outlets
- Not available for UPI payments
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
21 yrs
Networks