HSBC
HSBC Live+ Credit Card
visaclassiccreditshoppingfood
Annual Fee
₹999
Base Reward
1.5% cashback
Foreign Markup
3.5%
4.6/5
Welcome Benefits
₹1,000 Cashback on Spending ₹20,000 in the First 30 Days
Product Highlights
- 10% accelerated cashback on grocery, food delivery, and dining spends.
- 1.5% unlimited cashback on all other transactions.
- Buy 2 get 1 free offer on movies through BookMyShow.
- Support for contactless payment with VISA wave technology.
Fee Waiver
Renewal fee waived on expenditure of ₹2,00,000 in the previous year
Merchant-Specific Rewards
Amazon
10% CashBack(Max cap ₹1,000 per statement cycle)
10%
Rewards Details
10% Cashback on Dining, Food, and Grocery Spends. 1.5% on All Other Eligible Spends.
Redemption
The cashback is credited back within 45 days of the card’s statement date.
Benefits & Features
Domestic: 4 complimentary domestic lounge access per annum (one each quarter) Full lounge access description
Pros & Cons
Pros
- High cashback of 10% on grocery, food delivery, and dining spends.
- Cashback credited automatically within 45 days.
- Complimentary domestic lounge access.
Cons
- No cashback on fuel, e-wallets, and certain other categories.
- Limited to residents of tier 1 cities.
Additional Info
The maximum cap is ₹1,000 per statement cycle for 10% cashback.
Excluded Categories
fuele-walletspayment of property management feesrental commissionsrental paymentseducationgovernment-relatedinsurancejewelryantique itemsgamblingtollsbridge feescollection agenciescharitymoney transferswholesale clubs
Partner Merchants
Amazon
Fees & Charges
Annual Fee₹999
Joining Fee₹999 + GST
Fee WaiverRenewal fee waived on expenditure of ₹2,00,000 in the previous year
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum amount of ₹500.
Eligibility
Min Age
18 yrs
Salaried
₹4.0L+
Networks
visa
Fee Waiver
Renewal fee waived on expenditure of ₹2,00,000 in the previous year