All Cards
visaclassiccredit
HSBC Live+ Credit Card
HSBC
shoppingfood
Annual Fee
₹999
Joining Fee
₹999 + GST
Base Reward
1.5% cashback
Foreign Markup
3.5%
Fee Waiver
Renewal fee waived on expenditure of ₹2,00,000 in the previous year
Interest Rate
3.75% per month
Welcome Benefits
₹1,000 Cashback on Spending ₹20,000 in the First 30 Days
Product Highlights
- 10% accelerated cashback on grocery, food delivery, and dining spends.
- 1.5% unlimited cashback on all other transactions.
- Buy 2 get 1 free offer on movies through BookMyShow.
- Support for contactless payment with VISA wave technology.
Rewards
10% Cashback on Dining, Food, and Grocery Spends. 1.5% on All Other Eligible Spends.
Redemption
The cashback is credited back within 45 days of the card’s statement date.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Amazon | 10% CashBack(Max cap ₹1,000 per statement cycle) | online |
Benefits & Features
Domestic: 4 complimentary domestic lounge access per annum (one each quarter) Full lounge access description
Fees & Charges
Annual Fee₹999
Joining Fee₹999 + GST
Fee WaiverRenewal fee waived on expenditure of ₹2,00,000 in the previous year
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of the withdrawn amount, subject to a minimum amount of ₹500.
Eligibility
Min Age
18 years
Max Age
65 years
Min Income (Salaried)
₹4,00,000
Available Networks
visa
Pros & Cons
Pros
- High cashback of 10% on grocery, food delivery, and dining spends.
- Cashback credited automatically within 45 days.
- Complimentary domestic lounge access.
Cons
- No cashback on fuel, e-wallets, and certain other categories.
- Limited to residents of tier 1 cities.
Additional Info
The maximum cap is ₹1,000 per statement cycle for 10% cashback.
Excluded Categories
fuele-walletspayment of property management feesrental commissionsrental paymentseducationgovernment-relatedinsurancejewelryantique itemsgamblingtollsbridge feescollection agenciescharitymoney transferswholesale clubs
Partner Merchants
Amazon